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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />MULTISTATE PUD RIDER - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 3 of 3 Form 3150 1101 <br />i11m11111 <br />201503202 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />