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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />ST TE a NEBRA Hall County ss: <br />The foregoing instrument was acknowledged before me this I to day of <br />car)! f , by Cody W. Raile and,3rittany e. <br />Witness my hand and notarial seal at (- aim. c 12 n, d- in said County, the date aforesaid. <br />- Borrower Britian <br />My Commission Expires: March 2, 2017 <br />- Witness <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />�i� ►ai�7��� (Seal) <br />- Borrower <br />N. <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. <br />is Elizabeth A. Garduno <br />2 01503197 <br />0ENERAL NOTN State of Nebraska <br />ELIZABETH A. GARDUN <br />My Comm bp. March 2, 2017 <br />- Witness <br />Form 3028 1/01 <br />