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. 2 0 0 0 01181 LOAN #: 62490289
<br /> (c)agrees that Lender and any other Borrower may agree to extend, modify,forbear or make any accommodations with regard to
<br /> the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13.Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and
<br /> that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed
<br /> the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted
<br /> limit;and(b)any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower.Lender may
<br /> choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund
<br /> reduces principal,the reduction will be treated as a partial prepayment without any prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by
<br /> first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Address or any other
<br /> address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated
<br /> herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be
<br /> deemed to have been given to Borrower or Lender when given as provided in this paragraph.
<br /> 15.Governing Law;Severability.This Security Instrument shall be governed by federal law and the law of the jurisdiction in
<br /> which the Property is located.In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable
<br /> law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the
<br /> conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable.
<br /> 16. Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> 17.Transfer of the Property or a Beneficial Interest in Borrower.If all or any part of the Property or any interest in it is sold
<br /> or transferred(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person)without Lender's
<br /> prior written consent,Lender may,at its option,require immediate payment in full of all sums secured by this Security Instrument.
<br /> However,this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument.
<br /> If Lender exercises this option,Lender shall give Borrower notice of acceleration.The notice shall provide a period of not less
<br /> than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security
<br /> Instrument. If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by
<br /> this Security Instrument without further notice or demand on Borrower.
<br /> 18.Borrower's Right to Reinstate.If Borrower meets certain conditions,Borrower shall have the right to have enforcement
<br /> of this Security Instrument discontinued at any time prior to the earlier of:(a)5 days(or such other period as applicable law may specify
<br /> for reinstatement)before sale of the Property pursuant to any power of sale contained in this Security Instrument; or(b)entry of a
<br /> judgment enforcing this Security Instrument.Those conditions are that Borrower:(a)pays Lender all sums which then would be due
<br /> under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or
<br /> agreements;(c)pays all expenses incurred in enforcing this Security Instrument,including,but not limited to,reasonable attorneys'
<br /> fees;and(d)takes such action as Lender may reasonably require to assure that the lien of this Security Instrument,Lender's rights
<br /> in the Properiy and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon
<br /> reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no
<br /> acceleration had occurred. However,this right to reinstate shall not apply in the case of acceleration under paragraph 17.
<br /> 19.Sale of Note;Change of Loan Servicer.The Note or a partial interest in the Note(together with this Security Instrument)may
<br /> be sold one or more fimes without prior notice to Borrower.A sale may result in a change in the entity(known as the"Loan Servicer")
<br /> that collects monthlypayments due under the Note andthis Security Instrument.There also maybe one or more changes ofthe Loan Servicer
<br /> unrelated to a sale of the Note.If there is a change of the Loan Servicer,Bonower will be given written notice of the change in acwrdance
<br /> with pazagraph 14 above and applicable law.The notice will state the name and address of the new Loan Servicer and the address to which
<br /> payments should be made.T'he notice will also contain any other information required by applicable law.
<br /> 20.Hazardous Substances.Borrower shall not cause or permit the presence, use,disposal, storage, or release of any Hazardous
<br /> Substances on or in the Property. Barrower shall not do,nor allow anyone else to do,anything af�ecting the Property that is in violation
<br /> of any Environmental Law.The preceding two sentences shall not apply to the presence,use,or storage on the Property of small quantities
<br /> of Hazazdous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property.
<br /> Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
<br /> governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of
<br /> which Borrower has actual knowledge.If Borrower learns,or is notified by any governmental or regulatory authority,that any removal
<br /> or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary
<br /> remedial actions in accordance with Environmental Law.
<br /> As used in this paragraph 20,``Hazardous Substances"arethose substances defined astoxic orhazardous substancesbyEnvironmental
<br /> Law and the following substances:gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides,volatile
<br /> solvents,materials containing asbestos or formaldehyde,and radioactive materials.As used in this paragraph 20,``Environmental Law"
<br /> means federal laws and laws of the jurisdiction where the Property is located that relate to health,safety or environmental protection.
<br /> NON-UNIFORM COVENANTS. Bonower and Lender further covenant and agree as follows:
<br /> 21.Acceleration;Remedies.Lender shall give notice to Borrower prior to acceleration following Borrower's breach of ;
<br /> any covenant or agreement in this Security Instrument(but not prior to acceleration under paragraph 17 unless applicable
<br /> law provides otherwise).The notice shall specify: (a)the default; (b)the action required to cure the default; (c)a date,not II
<br /> less than 30 days from the date the notice is given to Borrower,by which the default must be cured; and(d)that failure to
<br /> cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security
<br /> Instrument and sale of the Property.The notice shall further inform Borrower of the right to reinstate after acceleration and
<br /> the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and
<br /> sale. If the default is not cured on or before the date speci�ed in the notice,Lender, at its option,may require immediate
<br /> payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and
<br /> any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the j
<br /> remedies provided in this paragraph 21,including,but not limited to,reasonable attorneys'fees and costs of title evidence.
<br /> If the power of sale is invoked,Trustee shall record a notice of default in each county in which any part of the Property
<br /> is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the other persons
<br /> prescribed by applicable law.After the time required by applicable law,Trustee shall give public notice of sale to the persons
<br /> and in the manner prescribed by applicable law. Trustee,without demand on Borrower,shall sell the Property at public
<br /> auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels
<br /> NEBRASKA-Single Family-FNMA/FHLMC UNIFORM INSTRUMENT � /
<br /> Form 3028 9/90 Amended 5/91 In i t i a 1 s: %/(
<br /> NEVDEED Page 4 of 5 � � `
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