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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />3 \ (16 I [ eol net, kSeal) !�e, c0. 7 l Q14 'pcLs Q A (Seal) <br />Jose Luis Martinez - Borrower Angelica Zavala Pantoja - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The for o instrument was acknowledged before me this /0' da of <br />�g Y <br />, by Jose Luis Martinez d An elica vala P toja. <br />Witness my hand and notarial seal at � i✓e in said County, the date aforesaid. <br />My Commission Expires: / `t psi / / o7u96 <br />IDS, Inc. <br />i etailt liG7..1Y• gta' ofkr afa <br />tJit H01)4 <br />'sra CeM1. Elt,1 Ap'K 08 <br />- Witness - Witness <br />N tary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201503121 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />