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��15�3��5 under th�s Security Instrumen�unless Lender agxees to such release in writing. The co�enan�s and agreements of this Security Ins�ru.ment shall bind(except as pro�ided in Section 2Q}and benefi�the su�cessors and assigns of Lender. 14. Laan Charges. Lender may charge Barrower fees f�r ser�ices perfarmed in c�nnectian with Borrower's default, for the purpase of protecting Lender's ir�terest in the Property and rights under this Security Instrument, inc�uding, but not limited to, attarneys' fees,property inspec�ion and�aluat�an fees. In regard to any o�her fees, the absence of express authority in this Security Instrument to charge a specif c fee t�Borrawer sha�1 not be construed as a prohibition on the charging�f such fee. Lender may no�charge fees tha�are expressly prohibited�y this Security Instrument ar by Applicable Law. If the Laan is subject to a law which sets maximum lvan charges, and that lavW is fnally interpreted so that the interest or other ioan charges cvllected or ta be cfllle�t�d in connection vvith the Loan exceed the permitted limits, #hen: �a}any such loan charge sha�1 be reduced�y the amount necessary to reduce the charge to the permitted limit; and�b�any sums already coll�cted frnm Borrawer which exceeded permitted 1imi�s wil� be refunded to Bvrrower. Lender may choase to make th�is refund by reducing the princ�pal awed under the Note or by making a d�rect payment to Borrower. If a refund reduces principa�, the reduction wiil be treated as a partia� prepayment without any prepaymen�charg��whether or not a prepayment charge is provided for und�r the Note}. Borrower's acceptance of any such refund made by d�re��payment ta Borrower wi1�const��ute a wai�er of any right of action Borrower might ha�e arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connec�ion with�his 5ecuri�y Instrument must be in wr��ing. Any notice to Bnrrawer in connection with this Security Instrumen�shall be deemed to have been gi�en to Borrawer when mailed by fust class mail or when actually deli�ered�o Borrovver's notice address if sen�by other means. Notice to any one Barrower shall constitute nati�e to aIl Borrowers unless Applicable Law expressly requires otherwise. The notice address sha11 �e the Property Address unless Borrower has designated a substitute notice address by notice ta Lender. Borrower shall pramptly notify Lender of Borrower's Change of address. If Lender specifi�s a pracedure far reporting Borrower's change uf address,then Borrawer shali only report a change of address �hrough that specified procedure. There may be only�ne designated notice addr�ss under this Security �nstrument at an}r vne tune. Any notice to Lender shal�be gi�en by d�li�ering it or by ma��ing it by firs�class maii�o Lender's address st�ted herein unless Lender has designated another address by no�ice to Barrov�er. Any no�ice in connec��on w�th th�is Security Instrurnent sha11 nat�e deemed�o ha�e been gi�en to Lender until actual�y recei�ed by Lender. If any notice requu-ed by this 5eeur�ty Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Go►verning Law; Se�erability; Ru1es af Construction, This Security instrument shall be go�erned by federal law and the 1aw of the jurisdictian in which the Property is located. All righ�s and abligat�ons contained in this 5ecurity�nstrument are subject to any requirements ar�d limita�ions of Appl�cable Law. App�icable Law m�ght explicitly or i_mplicitly allow the parties to agree by contra�t or it might be silent, but such s�lence sha�l no� be c�nstrued as a prahibitivn agains�agreement by contract. In the e�ent that any provision or c�ause of this Security Instrumen�ar�he Note conflicts with Applicable Law, such confl�ct shall not affect ather pro�isions of�his Security Instrumen�ar the Note which can be gi�en efFect without the c�nflicting pro�ision. As used in this Security Instrument: �a�words af the masculine gender shall mean and include corresponding neuter words�r words of the fem�nine gender; �b}words in the singular shal�mean and include the plural and�ice �ersa; and�c)the word"may" g��es sole discretivn without any abligation to take any action. 17. Borrower's Capy. Borrower sha�1 be gi�en one copy of the Note and of this Security Instrument. 18. Transfer af the Property or a Beneficial Interest�n Borrower. As used in this Sec�ion 1$, "Interest in the Property" means any legal or beneficial interest in the Property, inc�uding, but not �imited to, thase benef cia� �nterests transf�rred in a band for deed, contract for deed, installment sales contract or escrow agreement, the intent af which is the transfer of title by Borrower a�a future date to a purchaser. If all flr any part of the Property or any Interest in the Pr�perty is sald or transferred�or if Borrower is nnt a natural person and a beneficial interest in Borrower is svld ar transferred}without Lender's prior written consent, Lender may requue immediate payment in fuil�f a11 sums secured by this Security Instrument. Howe�er,this option shall not be exercised by Lender�f such exerc�s� is prahYbited by Applicable Law. NEBRASKA-Single Family�-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT- MERS p��a�lc Form 3�28 11�1 Page �� of 15 www.dv�magi�.cam