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2 01503084 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />Braden A Manolidis <br />4 t,c) / /i2dMVid <br />ha L Manolidis <br />MULTISTATE PUD RIDER - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 3 of 3 Form 3150 1101 <br />1111111111111111111111111111 0 111 0 IIUhIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII 111 <br />(Seal ) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />