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��15�3��1 <br /> �D} Limits on �nterest Rat� �hanges <br /> �Please check approp�iate boxes; if no box is checked, there rrvi!! be no maximum ��m�t an <br /> changes.� <br /> [� {�} The�� wi�� be no maximum ��mit on interest rate changes. <br /> � �2� The �nterest �ate � am required tv p�y at the first Change Date w��� not be greater <br /> than 6.754 °/o o�' less than �.875 °Io. <br /> [� �3} N�y inter�st rate will ne�er be increased vr decreased ❑n any single �hange Date <br /> by mare than T{n10 AND ���110DU <br /> percentage pvints 4 �.��� °/o} frvm the rate of interest � ha�e <br /> been pay�ng fa� the p�eceding periad. <br /> � �4� My inter�st rate w��� ne�er be greater than 9.75D °/o, which is called <br /> the "Maximum Rate." <br /> � �5� Cl�y interest rate w��� ne�er be I�ss than �.87�°/o, which �s called the <br /> "Minimum Rate." <br /> � ��} My interest rate wi�� n��er be less than the �nitial interest rate. <br /> C] �7� The interest rate � am requ�red to pay at th� first Chang� Date will nat f�e greater <br /> than °/a or [ess than °/o. Thereafter, <br /> my �nterest �at� w��� n�ver be increased or decreased on any sing[e Change Date by <br /> more tnan <br /> percentage p�ints � °/v3 from the rate of �nterest I ha�e <br /> been pay�ng for the preced�ng pe�ivd. <br /> �E} Eff ect�►ve Date of Changes <br /> My new �nt�rest rate wil[ become effect��e on each �hange Date. I will pay the amount <br /> af my new monthly payment �eginning an the f�rst m�nth[y payment date afte� the �hange <br /> Date until the arr��unt of my mantn�y payment changes again. <br /> tF� Notice of Changes <br /> The Note Ho�de� wi�� deli��r or ma�� to me a natice of any changes in my interest rate an� <br /> the amount vf my month�y payment before the effe�ti�e date of any chan�e. The notice w��l <br /> in�lude informat�on required by �aw ta be gi�en to me and aiso th� title and telephone number <br /> of a person who wi�� answer any questian I may ha�e �egarding the not�ce. <br /> � <br /> �� <br /> , �. <br /> �n iti s: ��`� <br /> �j-�899R ����D} Page 3 of 5 t � <br /> � �� � <br /> �� � �. <br />