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N <br />0 <br />W <br />0 <br />Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS N0012 -01B <br />6200 PARK AVE <br />DES MOINES, IA 50321 e <br />/J C> <br />Prepared By: MELISSA A PEARSON <br />IP <br />2801 4TH AVE S /6 <br />2ND FLOOR <br />MINNEAPOLIS, MN 55408 -2436 <br />Deed of Trust <br />Definitions. Words used in multiple sections ofthis document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 8, 2015, together with all Riders <br />to this document. <br />(B) "Borrower" is Cody W. Sprague and Megan J. Sprague. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG -00359 <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />VMP® 08/14 <br />Wolters Kluwer Financial Services 201505084.1.0.2815- J20141028Y Page 1 of 17 <br />*544047015220 <br />