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Prepared By: <br />LATOYA COLLINS <br />DUBUQUE BANK AND TRUST COMPANY <br />1398 CENTRAL AVENUE <br />DUBUQUE, IA 52001 <br />563 - 589 -2000 <br />After Recording Return To: <br />DUBUQUE BANK AND TRUST COMPANY <br />16767 N PERIMETER DR, SUITE 105 <br />SCOTTSDALE, AZ 85260 <br />480- 717 -4300 <br />ATTN: POST CLOSING DEPT. <br />DEED OF TRUST <br />FHA Nebraska Deed of Trust -12/13 <br />391.31 Page 1 of 10 <br />[Space Above This Line For Recording Data] <br />FHA Case No. <br />C.A.) <br />W cz <br />321- 3374230 -703 <br />cn <br />N <br />ca <br />cn <br />MILZ <br />Loan #: 0160000163 <br />PIN: 400053314 <br />MIN: 100935601600001633 <br />MERS Phone: 1- 888 - 679 -6377 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on MAY 8, 2015, among the grantor JULIE ANN Fi delity <br />MILZ, A MARRIED WOMAN AND JURGEN MILZ, HER HUSBAND ( "Borrower "). The trustee is <br />at :tonal <br />X �'°1'XXV$I'IMXFiX''( "Trustee "). The beneficiary is Mortgage Electronic Registration <br />Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). Title <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of Postlnsurance <br />" Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. DUBUQUE BANK AND TRUST <br />COMPANY, which is organized and existing under the laws of IOWA, and whose address is 1398 CENTRAL <br />AVENUE, DUBUQUE, IA 52001 ( "Lender "). Borrower owes Lender the principal sum of ONE HUNDRED <br />TWENTY - SEVEN THOUSAND EIGHT HUNDRED NINETY - FIVE AND 00 /100 Dollars (U.S. <br />$127,895.00). This debt is evidenced by Borrower's note dated the same date as this Security Instrument <br />( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on JUNE 1, <br />2045. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, <br />advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power <br />of sale, the following described property located in HALL County, Nebraska: <br />