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��15��937 <br /> s�r��ces an�subsequent c�ar�es each time remappings or simil�r changes occur which reasonably might <br /> �ffect such�etermination or certif�catian. Bv�rrower shall also�e respo�sible far the p�yment of any��es <br /> impased by�h.e Federal Emergency Management Agency in connection with the revie�v�f any f�o�d zone <br /> dete�-m�nation resu�t�ng frvm an obj ection by Borrawer. <br /> If Borrovver faiis tv maintain any of the Go�erages described abo�e,Lender may obtain insurance co�erage, <br /> at Lender's optio�and Borro�rer's�xp�nse.Le�c�er is u�t�er�o obligation to p�rchase any pa�rticular ty�pe ar <br /> amount of coverage. Therefar�, such coverage sha11 co�er Lender,but mi�ht or rrught not protect B�rrow�rg <br /> Barrower's equity in the Property,or the c�ntents of the Property,agauist any risk,hazard ar��ability and <br /> �aight proy�de greater or Iesser coverage than r�vas prev�ously in effect.Barrower acknowledges that the cost <br /> of the insurance�overage so obtain.ed might significantly exceed the cost of insurance that Borrower could <br /> have obtaine�. Any amounts disbursed by Lender under this Section S sha��become additional debt af <br /> Barrower secured by this Security�nstrument.These amounts�hal�bear interest at the Note rate from the <br /> date of d�sbursement and sha��be payab�e,with such interest,upon notice from Lender to Borrower <br /> requesting pa�ment. <br /> A��insurance pol�cies r�quired by Lender and renewa�s of such po�icies shall be subj ect ta Lender�s right to <br /> disappro�ve sueh policies,shal��nclude a standard mort�age�lause,and shal�narxie Lender as mortgagee <br /> andlor as an ad�itional loss payee.Lender sha��have the right to hold the polici�es an�rene�val certificatt�;s. <br /> If Lend�r requires,Borrower�ha��prompt�y gi�e to Lender all receipts of paid premiums and rene�val <br /> notices. �f Borrower obtains any form of insuarance coverage,not otherwise requu'ed by Lender, far�amage <br /> tc�,or�estructian of,the F�ropert�r,such poli�y sha1�include a sta��ard rnort�age clause and sha��name <br /> Lender as mortgagee andlor as an additional Ioss payee. <br /> In the event�f�oss,�orra�ver sha11 gi�e prompt notice to the insurance carrier and Lender. Lend�r may <br /> make proof of lass�f not ma�ie pramptly by Barro�ver.Unless Lender and Borrower otherwise agree in <br /> v�ritulg,any insurance proceeds,�vheth�r or not the under�ying insurance�vas required b�Lender, sha��be <br /> app�xed to restoration.or repair of the Froperty, if the rest�rat�on or repa�r is economical�y feas�ble and <br /> Lender's security is nat lessened. During su�h repau and restoratian period,Lender sh,all have the right to <br /> hold such in�urance proceeds until Lender has had an oppartun�ty�o inspect�uch Property to ensure the <br /> �vork has been compl�ted t�Lender's s�atisfactian,pravid�d that su�h inspectian sh���be und�rta�e� <br /> prompt�y. Le�der may d�sburse proceeds for the repairs and restorat�on in a single payment or in a series af <br /> progt�ss payments as the work is compieted.Unless an agreement is made in writing or Applicable Law <br /> requires int�rest t�b�paid on such insuran.ce prv�eeds,Lender sha��not be�required to pay Borra�er an� <br /> interest or earnings an such proce�ds.�ees for public adjusters,or other third parties,retained by Barto�er <br /> sha�l not be paid out af th�insurance proceeds and sha�l be the soie obi�gation�f Borrower. If the rest�ration <br /> or repair i�nvt econom�ca��y f�asible or Le�.der's secu�it��o�ld be�es�ened,the insurance�roce�ds sha�I be <br /> applied ta the sums secured by this Security Instrument,�vhether or not then due,witb the exces5, if any, <br /> paid to Borrower, 5uch insurance proceeds shall be applied�n the order provid�d for in Sectioa 2. <br /> If$orrower abandons the Property,Lender may fi��,negatzate and settle any a�ai�ab�e in�urance claim and <br /> rela#�d matters.If Borrov�er�oes not respond��ithi�.n 3�days to a nvtice frt�m L��nder that the inst�.ran�e <br /> carri.er has offered to settle a claim,then Lender may negotiate an�settle the claim. The 34-day period wi�l <br /> begin�vhen the notice is given. In either event,or i�`Lender acquires the Propert�under Section 22 or <br /> other�vise,$orrower h�reby assigns to Lender(a}�orr�w�r's rights ta any insurance proceeds in an amount <br /> not to exceed the amo�nts unpa�d under the No�e ar th�s Security In.strument,and(b�any other of <br /> Borro�er's r�ghts(other than t�e right t�any r�fund of uneamed premiums paid by Borrower)under a1� <br /> i�nsuranc�palicies covering the Proper�y, insafar as such rights are app��cable to the coverage of the <br /> Froperty. Lender may use the in.surance proceeds either to repair or restare�he Property flr to pay amounts <br /> unpa�d under the Note ar this Security In.strument,�vhe�her�or not then due. <br /> NEBRASKA-�ingle Famiiy-Far�r�ie Mae1Fr►eddie Ma�UN�F�RM INSTRUMENT WITH MERS Form 3428 11�1 <br /> VMP� VMPfiA(NE}(130�}.pt] <br /> Woltess KS�wer FinanGial Setvit�s Page 7 of 17 <br /> q�3339915291 U233 37G Q�1 <br />