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in this Adjustable Rate Rider. <br />Multistate Adjustable Rate Rider <br />Bankers Systemsia VMP® <br />Wolters Kluwer Financial Services <br />20150289"; <br />option if: (a) Borrower causes to be submitted to Lender information required by Lender to <br />evaluate the intended transferee as if a new loan were being made to the transferee; and (b) <br />Lender reasonably determines that Lender's security will not be impaired by the loan <br />assumption and that the risk of a breach of any covenant or agreement in this Security <br />Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender may also require the transferee <br />to sign an assumption agreement that is acceptable to Lender and that obligates the <br />transferee to keep all the promises and agreements made in the Note and in this Security <br />Instrument. Borrower will continue to be obligated under the Note and this Security <br />Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is given in accordance with Section 15 within which Borrower must <br />pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />❑ C. FUNDS FOR ESCROW ITEMS <br />Uniform Covenant 3 of the Security Instrument is waived by the Lender. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />ndall R. Hulit <br />'l `r (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />VMPC 104 1140100 <br />ARLR 1/10/2014 <br />Page 4 of 4 <br />