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201502877 <br /> BY SIGNiNG BEI,OW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instruinent and in any Rider executed by Borrower and recorded with it. <br /> �. ��•+�, n4 r {Seal) <br /> GERALD L EfCERT �s' -Borrower <br /> � ��� FK {Seal) <br /> MA REEN E EGGER KA MAI�REEN � Borrower <br /> NQ MAN �� <br /> {Seal) <br /> -Borrow er <br /> {Seal) <br /> -Borrow er <br /> 0 Refer ta the attaehed Signc�ture�Idclenclum for additional parties and signatures. <br /> 2aoas3sp <br /> NEeRqSKA-Single Family-Fannie MaelFredd€e Mac UNIFORM INSTRUMEN7 Form 3028 1101 <br /> ��p� VMPB{NE}(1302) <br /> Woliers Kluw er Financial Servlces Page 16 of 17 <br />