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��15��575 <br /> ��, Bo�rower Not Re�eased; Fnrbea�an�e By Lender Not a Wa�ver. Extension of�h�time far payment or <br /> mndifi�ation of amor�ization of�he suxns secured�� this Secur��y �nstrument granted b� Lender to Borrawer <br /> ar any Successor�� In�erest of B�rrav�er sha�� n��operat��a rel�ase fhe Iiabil��y of Borrower or an� <br /> Su�cessors in Interes��f Borrawer. L,,ender shall not be required�a c�mmence proceedings aga�nst any <br /> Successor in�nterest of Borrnwer flr ta refuse to extend t�m.e for pa�ment or otherw�se modify amar��zation <br /> of the sums secured by �h�s Securi�y Ins�rument�y reason of any demand made by the or�g�nal Barrow�r or <br /> any Successors �n�nt�rest o�Borrovcrer, Any forbearance b� Lend�r in ex�rc�sing any ri�ht or remedy <br /> �n�l�d�r�g, ���ho�.� l�r�.�a�io�., �nde�'s a����ata����f p�ym��ts fr�r��h�rd p�rs��s� ��.��t��s or S�.�c��ssor� �� <br /> Interest of Borrower or�n amoun�s less than the amount then due, shall not be a�vaiver of or preclude�he <br /> �xerc�se�f an� right�r remedy. <br /> �3. Ja�nt and Se�era� L�ah��ity; �o-s�gners; Successars and Ass�gns Baund. Borrower coven�n�s and <br /> agre�s�hat Borra��r's ob�igat�ons and��ab�lity shall be join�and se�veral. Hawe�er, any Borrawer who <br /> co�signs this Securi�y �ns�rum�n��u�does nat execute�he Note�a "co-signer"}: �a} is co-signing this <br /> Securit� �ns�rumen�on��t� mortgage, grant and convey �he�o-signer's interest�n the Proper�y under the <br /> �erms of th�s Secur�ty �nstrument; ��} is no�persanally obiiga�ed to pay�he sums se�ured by th�s Secur�ty <br /> Instrumen�; and �c} agrees tha�L.ender and any o�her Barrower�an agree to�xtend, �m�d�f�, forbear ar niake <br /> any a��ommodat�ans wifih regard�o �he�er�ms of�his Secur�ty�nstrument or�he No�e without the�a-s�gner's <br /> consent. <br /> 5ubj�ct t�the pro��sions of Section �8, any Successar �n Interest of Borrower who assumes B�rrower's <br /> �bl�gations under th�s Secur���r �nstrument in writin�, and�s approved b�Lender, sha�� abtain al� �f <br /> Barrov�►�er's rights and�en�f��s under�h�s Securi�y�nstrument. Borrower shali not��released from <br /> Borrower's abl�ga�ions and liabili�y under�his Securi�y �nstrurnen�un�ess Lender agrees �o su�h re�eas�in <br /> wr�ting. The covenants and agreemen�s of�his �ecurity Ins�rum�nt shali bind �excep�as pr�vided in Sect�on <br /> Z�}and benefi��he successors and assigns �f Lender. <br /> �4. Loan Charges. Lender ma�charge Borrovver f�es for s�rv�ces p�rf�rmed in connection with Borrower's <br /> defaul�, for�he purp�s�of pr�t�cting Lender's in�er�st in the Praper�y and r�gh�s under�hi� Security <br /> �nstrumen�, inc�uding, �ut n�t limited to, at��rne��' fees, proper�y inspect��n and�a�uat�on fees. �n regard to <br /> any�ther fees, the absence of e�press au�hori�y in this Securi�y Instrument�o charge a specific fee�o <br /> Barrower sh�Il n�t be construed as a prohib�t��n fln�he charg�ng af such fee. I.�nder may not charge fees <br /> �hat are expressly prohi�it�d b��his Securi�y �ns�rumen�or by Applxcab�e Law. <br /> �f the Loan�s subject ta a law which s�ts maximum loan charges, and�hat Iaw is f�nally interpreted s�that <br /> �he in�erest or ather�oan charges col�ec�ed ar��be collec��d in c�nnec�i�n wi�h�he L.�an exceed fhe <br /> permi���d I�mits, then: �a}an�su�h loan�harge shali be r�duced�y �he amaunt nec�ssary to reduce the <br /> charge to the permi�ted l�mi�; and (b} any sums already�ol�ected from Borrovver which exceeded perm�tted <br /> l�mi�s w�il be refunded to Barrower. L.�nder may choose�o make�his refund b� re�.ucing the pr�n�ipa� owed <br /> under the No�e or b�r rnaking a d�rect payment�o Borrower. If a refund reduces pr�ncipa�, the r�ductian w��� <br /> be trea�ed as a pa�-tial prepa�ment w��hout any prepayment char�e��hether or nat a prepay�nent charge is <br /> prfl��ded far under the Note}. Borrawer's acceptan�e af an� such r�fund made by d�rec�paym�n�to <br /> Borrower wi�l const�tute a waiver of any r�ght of acti�n Borr�wer 7m�ght have arising out nf such ov�rcharge. <br /> ��. Nvti�es. A�i no�ices gi�en�� Borrower or Lend�r�n conn����on with �his Secur�ty �nstrument mus�be in <br /> writing. Any no�ice to Borrawer i�connection wi�h���s 5ecur��y �ns�rumen�shall be deemed�o ha��t�e�n <br /> g��ren�o Borrower v�hen mail�d�y firs�class mai� or v�hen actual�y de�i�ered to Borrower's n�tice address �f <br /> sent by ather means. Not�ce�o any ane B�rr�w�r shall constitute natice ta ali Borrowers unless App���ab1e <br /> Law expressly requ�r�s otherwise. The notic�address sha�i be the Proper�y Address un�ess �arrovver has <br /> N�BRASKA-5ingte FamiEy-�annie Mael�redd�e Mac UNl�aRM INSTR�MENT �orm 3�28 11�1 <br /> VMP Q VMP6�N�y t13a2i <br /> WoEters Kiuwer Fir�ancial Ser�ices Page 1 7 of 17 <br />