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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR COMPANY NAME: Home Federal Savings& Loan Association of Grand Island
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> LOAN ORIGINATOR NAME: Lisa Mayer
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on April 24, 2015. The grantors are RANDY W
<br /> CRAIG and HETTIE L CRAIG, HUSBAND AND WIFE, whose address is 2008 N SHERMAN, GRAND
<br /> ISLAND,Nebraska 68803-1935("Borrower").Borrower is not necessarily the same as the Person or Persons who
<br /> sign the Home Equity Line of Credit Agreement, dated April 24, 2015 ("Contract"). The obligations of
<br /> Borrowers who did not sign the Contract are explained further in the section titted Successors and Assigns
<br /> Bound;Joint and Several Liability; Accommodation Signers.The trustee is Arend R. Baack,Attorney whose
<br /> address is P.O. Sox 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal
<br /> Savings & Loan Association of Grand Island, which is organized and existing under the laws of the United
<br /> States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 ("Lender").
<br /> RANDY W CRAIG and HETTIE L CRAIG have entered into a Contract with Lender as of April 24, 2015,
<br /> under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a
<br /> xx''�MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*xx of Twenty-
<br /> three Thousand Five Hundred and 00/100 Dollars (U.S. $23,500.00) ("Credit Limit"). Any party interested in
<br /> the details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly
<br /> with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be due on May 15,
<br /> 2020. This Security Instrument secures to Lender. (a)the repayment of the debt under the Contract, with interest,
<br /> including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all
<br /> other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the
<br /> section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br /> and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of
<br /> the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br /> following described property located in the COUNTY of HALL, State of Nebraska:
<br /> Address:2008 N SHERMAN,GRAND ISLAND,Nebraska 68803-1935
<br /> Legal Description: THE SOUTH TWENTY SIX FEET NINE INCHES (S 26'9") OF LOT ELEVEN
<br /> (11) AND THE NORTH THIRTY FEET (N 30') OF LOT THIRTEEN (13), BLOCK NINETEEN
<br /> (19), UNIVERSITY PLACE ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY,
<br /> NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is ]awfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Properiy is unencumbered, except far encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> �2004-2014 Compliance Systems,Inc.FD60-CDE8-2013L2.10.1.895
<br /> Consumer Real Estate-Security Instrume�t DL2036 Page I of 5 www.compliancesystems.com
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