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��15��7�� <br /> B�RR�V��R�DVENANTS that Barrower is lawiully sezsed of the estate hereby con��y�d and ha��he righ�to <br /> grant and convey the Property and that the Property is unen�umbered, excep�for�ncumbrances of r��:ord. <br /> Bflrrower warrants and wi�� defend generally�he title to �he Prop�rt� agains� ai� c�a�ms and demands, sub�e�t ta <br /> any encumbrances�f record. <br /> TH�S SECUR�TY �NSTR.U�ENT comb�ne�un�form eo�enan�s for natiana� use and nonMunifarm cov�nants with <br /> limite��ariations by�urisdic�ion to�onst��u�e a uniform secur��y instrumen�cavering real praper�y. <br /> .. � � . <br /> Unifarm G��enants. Borrow�r and Lender covenant and agr�e as foll�ws: <br /> �. Payment vf Principal, Interest, Es�row �tems, Prepayment Charges, and Late �har�es. Borr�wer <br /> sha�l pay when due the pr�nczpa� of, and interes�an, th�d�bt�vzdenced by the No��and any prepaymen� <br /> char�es and la�e charges du�under�he Note. Borr�wer�hall al�o pay funds f�r Escrov�►� �tems pursuant to <br /> Sec��an 3. Paym�nts due und�r the Na�e and �his Security �ns�rument shai�he made zn U.S. currency. <br /> H��v�ver, if any ch��k or��h�r�nstrumen�r�ceived by L�nder as payment under the Note or�his Se�urity <br /> Instrumen� ��re�urned�o Lender unpa�d, Lender may require tha�any ar aI� subsequent payments due under <br /> the Nate and this Security Instrument be�nade in ane or mor�af the foli�tiving forms, as seiected�y Lender: <br /> �a}cash; �b} m�ney order; �c}certified check, bank ch�ck, treasurer's check or cashier's chec�, pro�ided any <br /> such check is drawn upon an�nsti�u�ian whose deposits are�nsured�y a f�dera� agency, instrumentality, or <br /> en�i�y; or�d} Electr�nic Funds Transfer. <br /> Paymen�s are deemed received by Lender when received at�h�locat��n designated in th� Note or at such <br /> �ther locatian as may be designated by Lender in accordance with the notice prnvisions �n Sec�ion 15. <br /> Lender may re�urn any payment or par�ial paymen� if the payment�r par�xa� paym�nts ar� insuff��ien� to <br /> bring the L�an current. Lender may accept any paymen�ar part�a�payment �nsuff�cient ta bring the Loan <br /> current, uTithout vva�ver af any r�gh�s h�reunder ar pre�udice to its rights to refuse such payment or part�a� <br /> paymen�s �n�he future, but Lend�r is nat abligated�� apply su�h payments at the�im�su�h payments ar� <br /> accepted. �f�ach Periodic Pa�men� is appiied a� af i�s schedu�ed du�da��, then Lender need not pa�interest <br /> �n unapp�ied funds. Lender may hald such unapp��ed fund�unti� Borrow�r makes payn�ents to bring�h� <br /> Loan current, �f Borrov��r does n��da sa w�th�n a reasonab�e perifld of time, Lender shal� ei�her apply such <br /> funds�r return�hem to Borr�wer. �f no� app��ed ear�ier, such fund�wii�be app�ied to the outstanding <br /> prznG�pa�ba�a.nce under�he Note immedia�el�priar to farec�asure. No offse�or c�aim�hich Borrawer migh� <br /> hav�now �r�n the future against Lender shall reli��e B�rrower from making paym�nts due under the Note <br /> and this Securi�y Instrument or perfarrning the co�enants and agreements secured by th�s S�curity <br /> Instrum�nt. <br /> �. Applicativn vf Payments ar Pro�eeds. �xcept as atherwise descr�bed in��is Sec�ian Z, al�paymen�s <br /> accep�ed and applied b� Lender sha��be applied in the fa�lawing order af priori��: �a} interest due under�he <br /> No�e; �b}principal due under th�Nate; (c} amounts due under�ection 3. Such pa�men�s sha�l�e appl ied�o <br /> each Periodic Paym�nt in�he order in which it becarne due. Any rema�n�ng amoun�s sha�l b�applied firs�to <br /> la��charges, sec�nd to any o�h�r amounts due und�r th�s Security �nstrument, and then to r�duce th� <br /> principa�ba�ance of the No�e. <br /> �f L�nder receives a paymen� fram Barro�ver for a delinquent Periadic Payment wh�ch xncludes a suf�icient <br /> amoun�ta pa�any lat�charge du�, th�paymen�may�e app��ed to the d���nquent paym�n�and th�lat� <br /> charge. If more than ane Periodi� Paymen� �s outs�and�ng, L�nder may apply any payment rec�iv�d fr�m <br /> Bnrrower to�he repayment of th�Per�od�c Payments if, and t� the extent that, �a�h pa�me�a�can be pa�d�n <br /> fu��. To th�ext�nt �hat any exc�ss exists af�er�he payrnen��s app�zed�o the fu��payxnent nf ane ar mare <br /> Periodic Pa�men�s, su�h �xcess may be appiied to any late charges due. Voluntary prepaym�ents shall be <br /> app�ied �rst ta any prepayment charges and then as described in th�N�ate. <br /> N�BRASKA-5ir�gf��amily-Fanni�Ma�l�rec€die Mac UNt��RM lNSTRUMENT �orm 3fl28 11Q� <br /> VMP Q VMP6{N�f t13�2� <br /> Wolters Kluwer Financ�a!5er�i��s Pac�e 4 af#7 <br />