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��15��7�� <br /> ��3 "Lend�r" is Home Federal S�V�p�5 and Loan Assn of Grand Is�and <br /> Lender�s a Savi ngs and Loan <br /> organi�ed and ex�sting und�r�he�aws of The Stat� of Nebraska . <br /> Lender's address is 2�1 South Locust St �rand Is�an�f NE �88Q1 <br /> . <br /> L�nder is�h�ben�f�c�ary under this Security Ins�rument. <br /> �D� "Trustee" �s Arend R Baa�k, Attorney <br /> �E� "Nvte" m�ans the promissory note signed by Borrower and dated Ap r i 1 29, �d l5 . The Note <br /> s�ates�hat B�rro�ver�wes Lender S EV ENTY TH�USAN D AN d D D I 1�0 <br /> Dollars �U.S. $7D,oaa.aQ }p�us �nter�st. Borr�w�r�.as prom�sed�o pay�his debt in regu�ar <br /> Per�od�c Pa�men�s and�a pay �he d�bt �n full not Ia�er thar� M a.y 1, ��3� . <br /> �F} "Property" means the proper�y that�s desCri�ed be�aw under the heading "Transfer of R�ghts in the <br /> Pr�perty," <br /> ��} "��an" means the debt evidenced by the Note, pius interes�, a.ny prepay�ment charges and�ate charges due <br /> under the Note, and a�l sums due under this 5ecurity �nstrumen�, plus interest. <br /> �H� "Riders" means a�� Riders to�h�s Secur�ty �ns�rumen�that are execu�ed by Bflrr��v�r. Th�fotla�ving R��ers <br /> ar��a be executed b�Borrower �ch�ck box as appli�ab���: <br /> �Adj us�ab��Rate Rider � �andorr�inium Rid�r 0 S�cond Ho�ne R�der <br /> �Ba��oon Rid�r � Plarined Uni� Developmen�Rid�r 0 �-4 Farnii� Rid�r <br /> 0 VA Rider �Biweekiy Payment Rider � �ther�s} �specify� <br /> �I� "Applicab�e Law" means a11��ntrolling applicable federals state an� �oca� s�a�utes, regu�at�ons, ord�nances <br /> and adzr�znis�ra��ve ru��s and orders �that have�h�effe�t�f law} as well as aIl applicabl��nai, non-appealab�e <br /> �judicial �pinians. <br /> �J� "Cvmmunity ASs�ciat�on Dues, Fees, and Assessments" means ai� dues, fees, assessments and other <br /> charg�s tha�are impased❑n Barrow�r or the Property by a condom�n�um associati�n, homeowners <br /> as�o��at��n�r s�m��ar organization. <br /> 4 K� rr Electronic Funds Transfer't means any transfer of funds, a�her than a transac�ion flrig�nated by check, <br /> draf�, or s�milar paper instrumen�, vwh�ch is in�tiated�hrough an e�ectroni�t�rm�nal, te�ephonic instrument, <br /> �omputer, or magnetic�ape so as�o order, znstruct, or au�har�ze a��nanc�a� �nst�tu��on to debit flr cred��an <br /> ac��un�. Such t�rm inc�udes, but is not Iimited to, point-of saie transfers, au�amated�e�l�r machine <br /> transac��ons, transf�rs �n�t�a�ed by telephon�, �ire�ransfers, and automated�Iearinghouse transfers. <br /> �L� "Escrow Items" m�ans thase��ems tha�are described in Sect�on 3. <br /> �M� "Miscellaneous Praceeds" means any compensation, set�lemen�, award flf damag�s, ar proceed�pa�d by <br /> any�hird par�y �other�han insurance praceeds paid under�he coverage�described in Sec�ion 5} fnr: �i} <br /> damage t�, ar des�ruct��n af, the Property; ��x} condemna�ion ar o�her tak�ng of a�� or any par�of�h� <br /> Praper�y; �zii} conveyance in I�eu af cand�mnat�on; or���} misrepre�entatians of, or omissiflns as to, �h� <br /> �alue andlor condi�ion of the Pro er� . <br /> NEBRASKA-SingEe Family-Far�nie Mael�reridie Mac UNIF�RM INSTRUMENT FQrm 3�28 1 JD1 <br /> uMP� VMP�tNE�t13Q2f <br /> Wolters}4iuwer�inancial 5er�ices Page 2 vf 17 <br />