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��15��7�4 <br /> {�} "Lende�' is �itibank, N.A. <br /> . <br /> Lender is a�orporation <br /> organized and exis�ng under the�aws of the Un�ted States , <br /> Lender's address is 1fl4U Technology Dri�e U'Fal�on, M� 53�fS-224U <br /> . <br /> �D} "T n.�st e�" is F�rst American T�tle�vmpany <br /> . <br /> �E� "M ERS" i� Mortgage Electr�ruc Registration Systexns, Inc. MEl�,S i5 a separate cvrporation #hat is a��ng <br /> s�lely as a n�rninee far Lender and Lender's successurs and assigns. MERS is the beneficiary under this <br /> Se�urity Instrumen#. MERS is organized and ex�sting under the taws of D�lawa�e, and h�s an a�dress and <br /> tel�phone number of P.a. Box��2�, FIint, MI 48501-Z�2b, �e�. �888) 679-MERS. <br /> �F'� "Note" m�ans�he promiss�ry nate signed by B�rrower and dated April Z4, ZU15 . Th� �Tate <br /> st,ates that Borrower awes Lender Se�enty 11Tine Thousand Eight Hundred Eighty <br /> Dnllars �U.S. $79,SSU.4� } plus�n�erest Bvr�nwer has promised to pay thi5 debt in regular <br /> P�ri�dic Payments and ta pay t� debt in fu11 not later than May 1, �U45 , <br /> �G� "Pro�erty" means �he pr+aperty t�at �s described 'be��w under the heading "Transfer vf Righ� in the <br /> ������ <br /> �H� "Lo�n" means �e debt e�idenced by the Nvte, plu� interest, any prepaym�nt charge5 and �ate charges due <br /> under�he N�te� and all sums due under this Securr�y Instrurnent, p�us interes�. <br /> �I} '"Fiiders" rneans all Iiiders tv this Security Ins#riunent that are execu�ed by Borrower. The fv�iawing Riders <br /> arre tv be execute�i by Bnrrower�check bvx as applicable]: <br /> �]Adjustable Rate It�der [] Condaminium Rider 0 Se�ond H�me Rider <br /> []Ba�iaan Rider �Flanned I�nit D�veYnpment R�d�r [] 1-�Family Rider <br /> Q VA Rider [�Biw�ekly Payment Rider Q�ther(s� [specify� <br /> S�hedul�"A" <br /> €J} "Applicah�e Larn►" means a1� cvn�alling ap�li�able federais S�f�ail[�iDC� 5f,a�11�5� �gulatian�, o�linances <br /> and administrati�e rules and vrders�tha�t ha��the eFf�ct vf law} as well�all applicable f�nal, nnn-appealab�e <br /> judicia� opiniox�. <br /> �K} "Commun�ty Associat�on Dues, Fees, and Assessments" means al1 due�, fees, asse5sment�and ather <br /> charges fhat are impased an Bvrmwer vr the Property by a cond�minium ass�ciativn, homeowners <br /> a5sociativn or similar vrgaruzati�n, <br /> �L� "Electronic Funds Transfer" means any tr�ansfer of funds, vth�r thari a �ansactian or�g�nat�d by check, <br /> draft, ar 5inular paper instrument, which i� irutiated through an electr�anic ternunal, telephanac inst�n�.ment, <br /> cvmpu�er, or magnetic tape sa a� ta vrder, in�truct, or aut�rize a f�nanci�l institutivn to debit vr credit an <br /> ac��un�. Such �erm includes, but is nat �imited ta, pvin�-�f-sale �ansfers, automated teller rnachine <br /> tr�nsactivns, tran�fers initiated by t�elephvne, wire�fers, and aut�mated ctearinghouse tran�fers. <br /> �M� "Escro�v Items" means those items that are described in Sectivn 3, <br /> dD1124049745 C:;tibank 3.2.3i.�5 V3 <br /> NEBRASKA-Single FamilyF�nnie MaelFredd�M�c UNIFORM#NST�UMENT W�TH MERS Fvrm 3�28 1141 <br /> V�p� VAl�PfiA�Nq�13Q2}.�Q <br /> WvMers K�r�r Fnancia�Serv�ees Page 2 af�7 <br />