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<br />  			in the Proper��and r�ghts under this S�curity Ins�rument; and �d� takes such actian as Lender ma�
<br />  			reasonab�� require t�assure that L�nder's �n�erest in the Praper�y and rights under�his Secur�ty �nstrurnen�,
<br />  			and B�rr�vver's obliga�ion to pay the sums secured b��h�s Securi�y�ns�rument, shall continue unchanged.
<br />  			Lender may require that Borrow�r pay such reins�a�emen� sums and e�penses �n one or m�re�f the fa�lov�ring
<br />  			forms, as se�ected�� Lender: �a}�ash; �b}m�ney order; �c}�er�ified check, bank�heck, �reasurer's check�r
<br />  			cash�er's check, prav�ded an�such check is drawn upon an�ns�itution whose deposi�s are insured by a
<br />  			federa� agency, instrum�ntal��y or ent�ty; or�d} Elec�ronic Funds Transf�r. Upon reins�a��m.en�by Borrower,
<br />  			�his Security �nstrument and obiigations secured here�y sha11 remain ful�y effective as �f no a���leration had
<br />  			occurr�d. Howe�er, this ri�ht to reins�ate shall not a�p�y in the�as�af acce��ra�zon under Se��ion �8.
<br />    		�D.  Sa�e of Note: �hange of Lnan Ser�icer; Nvti�e �f Gr�e�ance. The Nflte ar a�ar�ial �n�eres�in�he
<br />  			N��e�toge�h.er v�it.h�his S�cur�t�Ins�rumen�}can be s�id nne�r more t�mes�i�hout pri�r notice�o
<br />  			B�rrower. A sal�mugh�resu�t�n a change in the en�i�� �known as �he "L�an Servicer"}that Co1l�cts Periadic
<br />  			Payments due under�h�Nate and this �ecurity Instrumen�and perforrns a�her mar�gage�oan ser�v�cing    �
<br />  			abl�ga���ns under�he N�te, this Securz�y �nstrument, and App�i�able Law. There a�sa migh�b�one or mor�
<br />  			changes of�he Laan Ser��c�r unre�ated t�a sale of the No�e, If there is a change of�he Loan Servicer,
<br />  			Bflrrower w�ll�e g�ven writ�en nnti�e of�he change whzch v�rill s�a�e the name and address�f��e nev� Laan
<br />  			Ser��c�r, the address�o which payments shau�d be made and any o�her inf�rmation RESPA requires �n
<br />  			connec�xon w�tla a no�ice of�ransfer of servicxng. �f the N�te is sold and ther�after�h�Laan i� ser�iced by a
<br />  			Laan Ser�ic�r ather�han fhe purchaser of the N�o�e, ��e mar�gage 1�ar�servic�ng ot�l�gat�ons to Borravver w�11
<br />  			remain wi�h�he Loan Serv�cer or be�ransferred�� a suc��ssar Loan Servic�r and are not assumed by the
<br />  			Note purchaser un�ess otherwise pra�ided by the Note pur�haser.
<br />  			Nei�her Borr�w�r nor Lender may commence,jo�n, �r be j�ined�a any judicxa� act�on�as either an
<br />  			�ndi�v�dua� lit�gant or the member�f a c�ass} tha�arises from.�he ather p�rty's actians pursuant�o�his
<br />  			Secur��y �nstrument�r�ha�a��eges that th�other party has breached any pro�isi�n�f, �r any duty a�ed b�
<br />  			reason of, �his Se�urxt� �nstrument, until such B�rr�v�rer�r Lend�r has not�f�ed the ather par�y �witih such
<br />  			not�ce g�ven in compl�ance v�i�h the requiremen�s of Section 15� of such a�leged brea�h an�.affarded the
<br />  			.�her part�here�o a reasonable per�od after�he�i�ring�f suCh not�c�tn�ake correc�i�e act��n. �f Applicable
<br />  			Law pro�ides a t�me period vvhich n�.us���apse before c�r�ain action can be�aken, that t�me per�ad ul��l be
<br />  			deem�d�o be reasanab�e for purposes af�h�s paragraph. The natice of acc��erat�on and�ppor�unity�o eure
<br />  			gi�en to B�rrower pursuan�to Sectian 22 and the n�tice of acce�eration given�o Borrower pursuan�to
<br />  			Sect�on 1$ shall be deemed�o sat�sfy�he notice and opp�r�unit�r�o�ak�correc�ive action pro��sians of this
<br />  			5��t�on 2�.
<br />   		�'t.  Ha�ard�us Su�stances. As used �n�his Sec��on 2�: �a} "Ha�ard�us Subs�ances"ar�those substances
<br />  			def�ned as �axic or hazardous su�s�ances, poliu�ants, or wastes h� Environmen�al Law and�he fo�lov�ing
<br />  			substances: gaso�ine, kerasene, o�h�r flammabl�or�oxi�pe�roleum pr�duc�s, toxic pesticides and�.erb�cides,
<br />  			�rola�il�sol�ents, ma�er�als c�ntaining asbestos ar formaidehyd�, and radioact��e nla�er�als; �b}
<br />  			",�nuironmerrtat L�v►j"means federal�avvs and�av�rs af the jurisdic�ion where the Prap�rty �s�ocated�ha�
<br />  			relat���health, safe�y�r env�ranmental pra�ection; (c} ",�n�iranmentar C"lea�zup" includes any respans�
<br />  			a�tion, remed�al act�on, or rem�val ac�ion, as defined �n En��r�n�men�al L,aw; and�d} an "��xviron�ne�tal
<br />  			�'oj�dition"means a condition that can cause, c�ntr�bu�e to, �r otherwise tr�gger an Environmental �leanup.
<br />  			Borrow�r sha�l not cause nr permit the pres�nce, use, dispasal, s�orage, �r release�f any Hazard�us
<br />  			Substances, or�hreaten t� re�ease any Hazardous Subs�ances, ��or in the Proper��. Barrower shal� not do,
<br />  			nor allow anyone eise�o do, anything aff��ting the Proper�y (a}that�s in�iola�i�n of any Environm�ntal
<br />  			Law, ��b}wh�ch creates an En��ronmental �andit�on, or��}which, due t��he presence, use, or re�ease�f a
<br />  			�azardous Substance, creates a��nd�txon tha�ad�ers�ly affeets the va�ue of the Prop�rty. Th�p�re��ding�wo
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<br />   		Wolters Kluwer�inancial 5er�ices												Page 13 0#7 7
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