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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />BINH X NG - Borrower <br />(Seal) <br />DEP T NGUYEN l - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 5TH day of JANUARY 2001 <br />, byBiNH X NGUYEN& DEP T NGUYEN , HUSBAND AND WIFE <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: <br />Gfio1Er ' ` 1 ��` ; IV6bras ka <br />,,. BLS <br />E <br />(MAR(NE) (9604).05 <br />m <br />�&Zo_ f <br />Notary Public <br />Page 8 of 8 <br />in said <br />