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201502605 <br /> Agreement as well as all sums due to the loan servicer for servicing activities as defined in the Loan <br /> Agreement. Any amounts disbursed by Lender under this Paragraph shall become an additional <br /> debt of Borrower as provided for in the Loan Agreement and shall be secured by this Security <br /> Instrument. <br /> 6. Inspection. Lender or its agent may enter on, inspect or make appraisals of the Property in a <br /> reasonable manner and at reasonable times provided that Lender shall give the Borrower notice <br /> prior to any inspection or appraisal specifying a purpose for the inspection or appraisal which must <br /> be related to Lender's interest in the Property. If the Property is vacant or abandoned or the loan is <br /> in default, Lender may take reasonable action to protect and preserve such vacant or abandoned <br /> Property without notice to the Borrower. <br /> 7. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in <br /> connection with any condemnation, or other taking of any part of the Property, or for conveyance in <br /> place of condemnation shall be paid to Lender. The proceeds shall be applied first to the reduction <br /> of any indebtedness under a Second Note and Second Security Instrument held by the Secretary on <br /> the Property, and then to the reduction of indebtedness under the Note and this Security Instrument. <br /> Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note <br /> and this Security Instrument shall be paid to the entity legally entitled thereto. <br /> 8. Fees. Lender may collect fees and charges authorized by the Secretary. <br /> 9. Non-Borrowing Spouse. Borrower N/A is married under the laws of N/A to N!A("Non-Borrowing <br /> Spouse"), who is not a Borrower under the terms of the Note, Loan Agreement or this Security <br /> Instrument. <br /> 10. Grounds for Acceleration of Debt. <br /> (a) Due and Payable—Death. <br /> (i) Except as provided in Paragraph 10(a)(ii), Lender may require immediate payment in full <br /> of all sums secured by this Security Instrument if a Borrower dies and the Property is not <br /> the Principal Residence of at least one surviving Borrower. <br /> (ii) Lender shall defer the Due and Payable requirement under Paragraph 10(a)(i)above for <br /> any period of time ("Deferral Period") in which a Non-Borrowing Spouse identified in <br /> Paragraph 9 resides in the Property as his or her Principal Residence and all of the <br /> following conditions are, and continue to be, met: <br /> a. Such Non-Borrowing Spouse remained the spouse of the identified Borrower for <br /> the duration of such Borrower's litetime; <br /> b. Such Non-Borrowing Spouse has occupied, and continues to occupy, the <br /> � Property securing the Note as his or her Principal Residence; <br /> c. Such Non-Borrowing Spouse has established legal ownership or other ongoing <br /> legal right to remain in the Property securing the Note; <br /> d. All other obligations of the Borrower under the Note, the Loan Agreement and this <br /> Security Instrument continue to be satisfied; and <br /> e. The Note is not eligible to be called due and payable for any other reason. <br /> �� <br />