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<br />; Any ap���catxon�f pa�nts, insurance pr�d.�,or Miscellaneous to pru�cxp�.due under the Nat�
<br /> sha�I not extend or�ost�ane the due date, ar change the amount, af the P�odxc Payments. ;
<br />;
<br /> 3. Funds for F�crow Items.Borrower sha��pay to L,ender on Yh�da�Per�od3.c Payments are due under�.e �
<br /> No�e,unt�i the Note�s paid in fu1x, a sum tthe "Funds"}to pmvide for paym�nt af amount�due fvr: [a]taxes '
<br /> and asses�men.ts and other items�vh�ch can at�n pr�o�ity�v��r this�ecwrity t as a lien or ;
<br /> encumbrance fln�he Pra�x�y; [b}�eas�.vld paymen�s�r�r�und rents vn�he Praperty, xf any; Cc�Prem�wnns �
<br /> for an. ax�d aII�n�urance ' ed b Le�xder u�nder�vn 5• and d Mo ' ' 1
<br /> y req.u�.r � , � ) r�gage Insurance par�acu�, xf any,
<br /> or any sums paya�xe by Borrower ta Le�der in���u of t�.e pa�ent of Mor�gage Insura�ace p�um,s�n
<br /> accor�mce��th t�e prv�i.s��ns flf Sectian l a. 'These�te�ms are ca�led "Fscr�v�Items."At or�g�n.at�vn or at
<br /> aaay ta�nr�during t�.e term of th�Lo�n, Lender may r�qu�ar�t,hat�mmunity Assoc�at�on Dues, F�s, and
<br /> Asses��.ts, xf any,be es�rowe�.b��orrvvv�r,and�h dues, fees and assess�ts�be an F.scraw
<br /> Item. ��rrv�vver s�al�.p�t�y fUrnxsh to L�nder a��vt�ces nf amvunt�tv�paid unti�r this�ct�on.
<br /> Bo�rower�,alx pa�Lende�r th�Fund�for Escro�It�e�ms u�less Lenc�er wa��es B�rrawer's ob��gation to pay
<br /> the�un+d.s�o�any or aII Fsaccrow It�ms. L�acl�r m�a,��vai���orr+vwer`s obl�ga�.t�n t�pay to I.end�r��xnd�fo�
<br /> �n.y or�.�ow����y�. Any such w�ver m�ay�r.�1y Y�e in w�i�ng. in th��vent of sueh�ai�er,
<br /> Borrowe�r s�.al�pay c�are�c�ly,whe�n and where payabl.e, the amounts du�for any F.s�ow It�s f�r�h�.eh
<br /> pa�nt of Funds has Y�een�ai�ved by L�nder and, �f Lend�r requires, sfhall furnish to L�n.der rece�pt�
<br /> evide�cing such p�.�nt►Rrxtl�an.such txme�r�.od as L�nder ma�requ.ir�e, B�rrower's obligat�..on to m�ke
<br /> such payments and to pra��de�r�e�pts shal�for all p �e deemed.tv be a cov�at and agreem�nt
<br /> canta�n�d�thi.s Secu�tity Lns�rument, as the phrase"co�enant and �is used in,�on 9. If
<br /> Borrow�r�s ob��gat�d to pay Esc�row Items d�arect�y,pursuant to�v�aiver,and Borrower fai�.s to pay t�.�
<br /> a.mflunt due f�r an Escr�w Item, Lend�r may exer+cxse its r�ghts under S�ction 9 and pay�uch am�unt and
<br /> �orrower sbalx then�obx�gated u�nde�r Sect�on 9 to repay to Lender an�such amount. L�nder m�ay r�voke
<br /> t�.e wai�rer as to any flr all F�scrow Iten�s at any time by a not�c�g�.ven.in accordance wi�h SectYon 15 an�.,
<br /> ug�n su�re�rocat�.on,Borrovv�r shall pay to Le�ader aIl Funds, a�d�n.�h amounts,that are then requiral.
<br /> under thu.s S�ct�on 3.
<br /> .L�ader mday, at any txme, coll�ct and ho�d Funds u�an a�mount(a}�f'icx�nt to permi.t L�nc�er to app�y t�.e
<br /> Funds at the time speci�ed u�der RESPA, aad(b)not to excee��he ' anlount a lend�r ra�r�e
<br /> under R.ESPA. L,�n�1.er�est�te the aamount of Funds due on t�e bas�s af current data and r�asonab�e
<br /> esturLates af e�pend�t�xr�vf future Es�rovv Items or�therw�in accvr�a�tce w�th App��ca�xe Law.
<br /> The F�.n.ds s�.ai�.be�.e�d in�nn ins�tu�.an whose�posits ar�in�ured by a f�era�agency, ' entality, or
<br /> �n.txty{in.e�uding I�nd.er,if�der i.s an u�st�tut�an v�hose d�posi�s are so�nsu�red)ar in.a�ny F�dera�Hom�e
<br /> Loan Bank. Lender shall appl��he Funds to pay the Escrow Items n��axer t�a�a�he time�i�i�d u�d�r
<br /> RF.SPA. L�.der sha�l.not c�iarge Borrow�r for ho�d'u�g and app�ying#he Fu�n.ds,at�n.ually ana�.y�n.g t�.e
<br /> escrow acca�nt,or� ' ' tlie Escrow I�em�,unless Len.d�r pays�arrow�r�nterest n�the Fu�.d��
<br /> Applicable Law��s�d�r to m�ke such�.cl�arge. Un�an a.gr��e�.t i�m�e�n�vrx.ting vr
<br /> App��ca�1e�.a.w rex��ires�n.ter�to t�e paxd��t�ie F��is, Len�.�r�ai�.��e��re�to�a�Bo�vwer��
<br /> int��r ear�ungs�n t�.e Fun.ds. �rr�wer and Lender can agr�in.�ti�ag,.h�w�er,t��nt�r��a.ai��
<br /> pai�l on�&�Fuuds. i�.der shall.git�v�t�Bvr�ro�er,Rrithout c�arge,an annua�a�cou�nting of the�un.ds as
<br /> r�qurred�y RESPA.
<br /> If there�s a�urplus of Fu�nds he�d in e�crow, as de�[n�w�.de�RESPA,Le�ader sha�i account to Borrawer for
<br /> t�e excess fux�ds in aecorda�nce w��h R�SPA. �f t�.er�e is a shartag�of Fiva�s held in escrow, as de�in�.uxader
<br /> RESPA, Lender shall n�tti.f�Borrower as r�quired by RF.�.SPA, and Borrow�r s�all pay ta Lender�he amount
<br /> nee�ssary to mLake up the shoar�age in a�ordan.e�with�PA,but in nv mvre�han, 1Z mon�y�ayments. If
<br /> there�s a d��ic�ency�f Funds he�d in escr�w, as de�ned ux�der R�,SPA, Lender sh�ll no�ify Borrower as
<br /> NEBRASKA Sir�e Fam'riy-Faru�ie MaelFredr�e Mac UWtFORhI tM5T'RUMENT Form 3t)28'i I(�'I
<br /> VM�� VMPS(NE�(R 3a2�
<br /> V�1vlt�rs Kiuh►er�5err►�c�s Page b of 17
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