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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />c RObt41 <br />Maria J. Raya <br />STATE OF NEBRASKA, Hall County ss: <br />The nstrument was acknowledged before me this i day of <br />by Maria J. Raya. <br />Witness my hand and notarial seal at Gr i.tn said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />GENERAL H} !qY- Siacoofttiuc ska <br />DANIEL ROTH <br />v- ,s.. , MpCon • Apra1,2018 <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />201502398 <br />- Witness - Witness <br />(Seal) (Seal) <br />- Borrower - Borrower <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />Form 3028 1/01 <br />