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��15��3�7 <br /> sign�fcantly affect Lender's rights in xhe Propert�(such as a proceeding in banR.kruptcy, far�ondemna�ion or <br /> to enforce la�vs or regulations�,then Lender may do and pay what�ver is necessary ta protect the�alue of the <br /> Praperty and Lender`s rights�n the Property, including payment of taxes, ha�ard insurance and other items <br /> mentioned in paragrapi�2. <br /> Any amou�.ts disbursed by Lender under th�s paragraph sha11 becom�an additional debt of�orrower and be <br /> sectued by this Security Instrument. These amounts sha11 bear interest from the date of disbursement,at the <br /> Note rate,and at the option of Lender, shall be immediate�y due and payab�e. <br /> �orrower shall promptly discharge any�ien which has prior�ty over this Security Instrument unless <br /> Bonower: �a�agrees in writing�o the payment of�he ob�igati�n secured by the�ien in a manner acceptab�e <br /> to Lencier; (b]contests�n good faith the lien by, or defends against enforcement of the Iien in, 1ega1 <br /> proceedings which in the�.ender's opinion operate to prev�nt the enforc�ment of the l�en;or�c}secures <br /> frorn the h�slder of the 1ie�an agreement satisfactory to Lender subordinating the��en ta this Secur�ty <br /> Instrument.If Lender determines that a�y part of t��Property is subject to a lien v�hich may attain priority <br /> over this Security Instrument,Lender may g�ve Borrower a natice ident�fying the lien, B�rrower sha���atisfy <br /> the I�en or ta,ke ane or more of the actions�et forth above with�n �4 days of the giving of notiGe. <br /> 8, Fees.Lend�er may cfl��ect fe�s and charges authori�ed l�y the Secret�ry. <br /> 9. Grvunds for Acceferation of�el�t. <br /> �a] Def�u it.Lender may, except as limited by re�u�at�ons issued by the Secreta.ry, in the case of paym�nt <br /> defau�ts,require immediate payment in full of a��sums secured by this Security Instrument if: <br /> (i� Barro�rer defaults by failing to pay i�fu1l any month�y paym��t required by this Securit� <br /> Ins�ru.ment prior to or on the due date of the�ext month�y payment,or <br /> t11} Borrawer defaults 'by failing, for �. period af thirty c�ays, to perforn� any other obl��at�ans <br /> contain�d�n this Security Instrum�nt, <br /> ��} �afe 1ili�thout�redit Ap�rovai.Lender sha11, if permitted by applicable law(�ncluding Sectio�. <br /> 3��.�d)of the�arn-St.�ermain Depos�tory Institutions Act of 1�82, 1�IJ.S.�. �7D 1 j-3�d}3 and with <br /> t�.e prior appra�al of th�Secretary,r�quire immediat�pa�ment in futi of a��sums secured by this <br /> 5e�urity Instrument if: <br /> ��� �11 or part of the Property, or a beneficia�interest in a trust ovvning all ar part�f the Proper�y, is <br /> s�ld vr otherwise transferred(other than by de�ise ar�escen��, an�l <br /> (ii} The Property is not occupied by the purchaser or grantee as h�s�r her principal residence,or the <br /> purchas�r or grantee does sa occupy the Froperty but his or her credit has nat been appro�ed in <br /> accordance��th the requirements of the Secretary. <br /> ��� hlo Vlfai�er.If circumstances occur that would permit Lender�o require immedia�e payment in full, but <br /> Lender does not require such payments,Lender does n.ot waive its rights vvith resp�ct to subsequent <br /> events, <br /> �d} Regulationsof HUD Seeretary.In many circumstances regu�ations issued by the 5ecretary wi���imit <br /> I�ender's x�.g�ts, in�he e�.se af payment�tefaults, to require�mmediate payment in full and foreclos�if <br /> nat pa�d. This Security Instrume�t does not authflri��ac�eleration or foreclosu�e if not permit�ed by <br /> regulations of the Secretaiy. <br /> [e� ll�artga��Not Insur�d,Sorrower agrees that if thxs Securit�Ins#:rutm�nt and the I�ot�are not <br /> determined ta be eligible for�nsuiance under the I�ational Hous�ng Act�vithin 6�days from the date <br /> hereof,Lender ma ,at its o tion,re uire imm�diate a rnent in fu11 of al�sums secured b this <br /> FHA Mortgage WITH MERS-NE Revised 4I9fi <br /> VMP� VMP4N[NE}{�302)A� <br /> Wofters Kluwer FinanciaR Services Page 5 of 14 <br /> q�3339�5�958 ��33 4�9 �51� <br />