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��15��311 <br /> 4C3 "Lender" �s �om� F�d�ral Sav�ngs ar�d Loap Assn of �rand I sl ar�d <br /> Lender�s a Sa�i ngs apd L�an <br /> organ�zed and exis�ing under the�aws of The St�te of N�braska . <br /> Lend�r's address is ��l South L.o�ust 5t Grand Is�and NE 688�1 <br /> Lend�r is the benef�c�ary under�his Secur�ty �nstrum��z�. <br /> �D} "Trustee" is Arend R Baa�k, Attorney <br /> �E} "I�ote" means the prom��sory n�te sign�d�y Borra�ver and dated Ap r i� l0, 2 01� . The N�te <br /> s�a�es tha�Borraw�r�wes Lender FURTY S EV E N T��U5AN D �V I�ETY F I V E AN D 0 0 I l�D <br /> D��lars �U.S. $47,�9�.�� }plus interest. Borrower has pramised ta pa�this debt�n regular <br /> P�r�ad�c Payments and to pay the debt in fu1� not �a��r�han May l, �43� . <br /> �F� "Property" mean��he praper�y that is described below under the heading "Transfer af Righ�s in the <br /> Proper�y." <br /> �G� "Laan" means th�deb�ev�denced by�he Note, p�us �n�erest, an�prepayment charges and�a��charges du� <br /> under the N�te, and ai� �ums due under thxs Secur�ty Ins�rument, p�us �n�ere�t. <br /> �H j "Riders" m�ans al� Rid�rs to this Secur�ty �nstrument�hat are�xe�u�ed by Bflrrower. The f�Ilowing R�ders <br /> ar�t�be�xe�u�ed by Borrower [check box as applicab�e�: <br /> � Ad�justable Rate Rider [� Candominium Rider � Se�ond Home Rzder � <br /> � Ba��oan R�der 0 P�anned Un�t De�e�opmen�R�der � �-4 Fan�ily Rzd�r <br /> � VA R�d�r � Bi�veek��r Paym�nt Ri��r � Dther�s} �specif�] <br /> �I; "Applicable Law" means ali contro�ling applicable federa�, state and local statutes, regu�a��ons, ordznances <br /> and adm�nistrat�ve ru�es and orders ��ha�ha�e the effe���f�aw} as vWe�� as a�� app��cab�e�na�, nonWappealab�e <br /> j udicial op�n�ons, <br /> �J� "Cvmmun�ty Assaciat��n Dues, Fees, and Ass�ssments" means all dues, f�es, assessm�nts and ather <br /> charges tha�are imposed on Barr�wer or the Proper�y by a condominium association, hameowners <br /> assoc�at��n or similar organiza��on. <br /> �K} "Ele�t�on�c Funds Transfer" means any�ransfer of funds, a�her than a transactian originated by check, <br /> draft, or�imi�ar paper instrumen�, wh�ch is in�tiated through an e�ec�ranic terminal, telephonic instrument, <br /> c�mputer, or magnetic tap�so as to arder, instruct, or autharize a financial institut�on ta debi��r credit an <br /> accoun�, Such term�nGludes, bu� is not�imi�ed t�, pflin�-of sa�e transf�rs, aut�mated�e�ler machine <br /> transactians, �ransfers �n�t�a�ed by telephone, w�re transf�rs, and au�omated c�ear�ngh�use transfers. <br /> �L� "�s��ow Items" means thase items tha� are described�n Sectian 3. <br /> �M� "N�isce��anevus Praceeds" means ar��camp�nsation, settiemen�, award nf damages, or proc�ed�pa�d b� <br /> an� third par�y �o�her than insuranc�proceeds paid under the coverages described in Sectian 5} for: ��} <br /> damage to, or des�ruction of, �he Proper��r; �ii}candemnation or other�aking af all or any par�of the <br /> Pr�perty; ���z� conveyance �n�ieu of candemnat�on; or�iv} m�srepresentat�ons of, or omissi�ns as�o, the <br /> �alu�andlor canditinn af the Pro ert . <br /> NEBRASKA-SingIe Famiiy-Fannie MaelFreddie Mac UNI��RM INSTRUM�NT Form 3�28 1101 <br /> VMP� VMPS�NEy 413�2� <br /> Wotters Kluwer Finan�ial 5er�ices Page�of 17 <br />