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<br /> TH�S�NSTRUMENT PREPARED BY: AFTER REC�R.DING RETURN Tf]:
<br /> Home Federai Sa�fngs&L�an As�oc�a��on of Home Federa�Sa��n s� L�an Assaciation of
<br /> Grand Is�and �
<br /> Grand Is�and
<br /> Z21 South Lacust Stree� 22� Sou�h Locust Street
<br /> GRAND ISLAND,NE�88�1 �RANII�SLAND,NE FSB��
<br /> �Space Abo�e T��is Line For ReGording Data�
<br /> L�AN�RIG�NAT�R�QMPANY NAME: Hvme k'edera�Sav�ng�&Loan A�s��iat�on of Grand Is�and
<br /> NMLS��MPANY�DENTIF�ER: 446443
<br /> L�AN aR�G�NAT�R NAME: Lisa Mayer
<br /> I�MLS�RIGII�AT�R�DENT�F�ER: 494569
<br /> D��D �� '�'RUST
<br /> (PREAIJTH[)RI.�EI]�[�PEN END) �REDIT - FUTi�RE AI]VANCES ARE SECU
<br /> l�ED
<br /> I3Y THIS I3E�D �F '�RUST}
<br /> THIS I�EED �F TRUST �"Security Ins�rument"� is mad� an Apr�l f, 2��.5. The gran�ars are JEFFItEY S
<br /> RICHARDS�N and JANE L R��HARDSU�, HUS�3AND AND W�FE, vvhase address is 47 KUESTER LK
<br /> �
<br /> RAND ��LAND, Nebraska �5841-8��9 �"Borr�o��r"�, BorravUer is not �ecessar�Iy �he same as �he Person or
<br /> Persflns who s�gn ��e H�me Equity Line of Cred�t Agr�emen�, da��d Apr�� f, 2�15 �"C�n�ract" . The
<br /> �
<br /> ab�iga�i�ns of B�rro�vers who d�d no�s�gn the �on�rac�are exp�a�ned further�n �he sec�ion ti�Ied SuccQss�rs and
<br /> Ass�gns Bound; Joint and Se�eral L�ab��ity; Accammoda��on Signers. The trus�ee �s Arend R. Baack
<br /> At�orney whase address is P.�. Box 79Q, �rand Is�and, Nebraska�gS42 �"Trustee"�. The �en�f ciary�s Home
<br /> Federai Sa�ings & Laan Assoc�at�on of Grand Isiand, v�hich �s organ�zed and exis�ing under the �aws of the
<br /> Un��ed Sta�es of Amer�ca and whose address is 22�_ S�u�h Lacust Street, Grand Is�and, Nebraska �BSU�
<br /> �"Lender"�. JEFFREY S R��HARDS�N and JANE L R��HARDS�N have en�ered in�o a �ontract vsri�h
<br /> Lender as of Aprii �, ZU15, under �he �erms of wh�ch Barrav�er may, from time �o t�me, obta�n advan�es na� �o
<br /> �xceed, a� an� �ime, a �''�*MA�IMIJM PRIN�'IPAL AM�iJNT �EXCLUD�NG PRaTE�T�VE
<br /> ADVANCES��x� of TwQ Hunc�red Thflusand and 4UIlU� Dollars �U.S. $�40,0��.4U� �"Cred�� Limi�" . An
<br /> � Y
<br /> pa�-�y�n�eres�ed�n the de�ai�s re�ated to Lender's cQn�inuzng abligati�n.to ma�Ce ad�ances�o Barrovver�s adv�sed�a
<br /> �onsult dzre�t�y v���h Lender. �f nat paid earl�er, �he sums avv�ng under Bflrr�wer's �ontrac� with Lender w�l� he
<br /> due on Apri� �5, 2D�U. This Se�urity �nstrument se�ures �o Lender: �a} �he repaymen� flf�he deb� under �he
<br /> �on�ra��, wi�h �n�eres�, �nc�u��ng fu�ure advan�es, and aIl rene�va��, extens��ns and modifca��ons of the��n�ra��;
<br /> �b} the paymen�af aIl o�her sums, vv�th�nteres�, ad�anced�a pro�ec�the securi�y of th�s Securi#.y Ins�rument und�r
<br /> �he prov�s�flns af the secti�n �itled Prfltect�an t�f Lender's R�ghts �n the �'rop�rty; and �c� �he performan�e flf
<br /> Borra�ver's�o�enants and agreemen�s under�h�s Secur��y�nst�-umen�and the�ontrac�. For�h�s purpose,Borrower,
<br /> xn �onsidera���n vf the deb�and the �ru�t here�n crea�ed, irre�vocabIy gran�s and con��ys to Trustee, xn trus�, w��h
<br /> power af sale,�he fo�Iawing descr�b�d pr�per�y�acated�n the C�UNTY af HALL, Sta�e flf Nebraska:
<br /> Address: 47 I�UESTER LK, GRAND ISLAND,Nebraska 6SSU�-8�U9
<br /> L�ga� Description: LC]T TWENTY-N�NE �29� L��ATED �N THE WEST SIDE �F THE EAST
<br /> PORTI�N QF i�UESTERS LAI�E, BE�NG PART �F THE �AST HALF QF THE S�i�TH'�VEST
<br /> QUARTER �E�12 S�V �14� []F SECT�aN TH�RTEEN ��3�� TaWNSH��P ELEVEN ���.) N[]RTHs
<br /> RANGE NINE[9��VEST�F THE SIXTH �6T�}P.M., IN HAL�L,�`QUNTY,NEBRASKA
<br /> T�GETHER �ITH a�I �he improvements now nr hereafter erec��d on the praperry, and a�� easem�nts,
<br /> appur�enances, and f�xtures n�w or hereafter a part �f the pr�per�y. AlI repla�emen�s and add���on� sha�I also be
<br /> cavered by �h�s Security Instrumen�. Ail of the farego�ng �s referred �o In �h15 Security �ns�rument as �h�
<br /> "Proper�y."
<br /> B�RR��ER C�VENANTS �ha� Borravver �s �awfu�ly se�sed �f�he es�a�e hereb �onve ed and has �h� r� ht�o
<br /> � y �
<br /> gran� and convey the Proper�y and tha� the Property �s unencumbered, except for encumbran�es of record.
<br /> Borrov��r �arrants and w�Il defend general�y �he �itle �� �he Proper�y against a�� c�aims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender�o�enan�and agree as follovvs:
<br /> C�7 2�04-2014 Cortipliance Systems,Inc,FDGO-3C��-2d13L2.1 D.1.$95
<br /> Cor�sumer Real Esta�e-Security Instrumer�t DL2d35 Page�ofS wwvv.cor��liar�cesystems.cvrr�
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