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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on Apri 1 13, 2015 by <br />Dana A Hart, James E Hart <br />0.- <br />o ary'Public <br />Holly Nott <br />My commission expires: 10/27/2016 <br />Loan origination organization Home Federal <br />NMLS ID 446443 <br />Loan originator Kevi n Ottman <br />NMLS ID 494664 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Savings and Loan Assn of Grand Island <br />GENERALNOTARY- StateofNebr SJca <br />HOLLY NOTT <br />My Comm. Exp. October 27, 2016 <br />20150227` <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />