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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Travis E Cos y <br />STATE OF NEBRASKA, Hall County ss: <br />IDS, Inc. <br />- Witness <br />Seal <br />a <br />- Borrower Stacy L Cod <br />The foregoing instrument was acknowledged before me this day of i l <br />/ <br />20/5 , by Travis E Cody and §tacy L Cody <br />Witness my hand and notarial seal at tneetescl..U/ivq,V1 in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />2O15O226S <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />