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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />rtee l viuo Uu(as <br />Ancelmo Velasquez - Bernabe <br />My Commission Expires: March 2, 2017 <br />- Witness <br />4h (Seal) M n ( V <br />- Borrower Maria Velasquez <br />STATE OF NEBRASKA, Hall County ss: <br />The roing instrument was acknowledged before me this day of <br />by Ancelmo Velasque N 4 rt n Maria Velasquez. <br />Witness my hand and notarial seal at Y d t1 d-, JAS lan-a- in said County, the date aforesaid. <br />NEBRASKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />IDS, Inc. <br />201502241 <br />- Witness <br />&u (Seal) <br />- Borrower <br />/ <br />t/ ,il./. <br />Notary ' J x E izabeth A Garduno <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />Form 3028 1101 <br />