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<br /> . DEED �F TRUST �
<br /> Loan No: '1�'12�4�99 �Cont�nued} Page 9
<br /> Governing Law. This. Oeed of Trust v►rill be gv�erned by-federal �aw applicahle fi❑ Lender and, tv the ex�en��nv�
<br /> preemp�ed by�ederal iaw,the laws a�fihe Sta�e of Nebraska viiithout regard to�its conflicts ❑f 1aw�prvvisions, This
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<br /> Deed of Trust has been accepted hy Lender in th�5#a#e o�Nebraska. '
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<br /> . Chvice:,vf Venue, �I�there is �a Iawsuit, Trustor agrees�upon.Lender`s request�❑ submFt to the jurisdic�iori.o�F the
<br /> . courts�f.Hall County, 5tate o�Neb,r.aska. .. .. . + �
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<br /> ��Jv'rnfi and 5everal Liahility. AIi oi�ligafiions o� Trustor under fihis �eed�of Trus� shall be join� and several,��.and�a�i
<br /> �re�erences t❑ Trusto� shall mean� each and� every Trusfiar. This�means fihat each Trustor signing belovv is
<br /> responsih�e���-all abliga�ivns �n�khis �eed ❑f Trust. � � - � �
<br /> No Waiver by Lender. Lender shall not be d��med.to ha�� waiWed any rights under this �eed o�Trust unless su�h
<br /> wai�er is giWen in wri�ing and signed by Lender. Na delay❑r❑miss�on on the par�❑f Lender in exercising any right
<br /> ' shal� vperate as a waiver af su�h righ� or any vther righ�. A wai�er by Lender o� a pro�ision ❑f this ❑eed ❑f Trust
<br /> shaf[ nat prejudice or constifiute a wai�er ❑f Lender's righ� ofiherwise �o demand stric� camplianGe wi�h �ha�
<br /> provision or any ❑�her praWisivn ❑f this Deed af Trus�. No privr wai�er by Lende�-, nor any course of dea�ing
<br /> between Lender and Trus�or, sha�� constitute a wai�er of any of Lender`s rights ❑r of any ❑f Trus�ar's obligativns
<br /> as �fio any future transactions. 1Nhene�er the c�nsent a� Lender is required under�this Deed�a�f Trus�, �he gran�ing
<br /> o� such �onsen�t by Lender in any instance sha�� not c�nstifiufie �antinuin� consen�t❑ sui�sequen� instances where
<br /> such consen�is required and 4n a!! cases such cansent may be gran�ed ❑r withheld in the sole discre�ian of Lender.
<br /> Severabili�y. I� a cour� of campetent�urisdictian finds any pravisivn of�khis [7eed ��Trust to be illegal, �n�alid, or
<br /> � unenfarceabie as�❑ any person or ci�cumstance, that�indin� shall not make the ❑ffending pr��ision illegal, inWalid,
<br /> or unen�orceable as to any v�her person or cir�umstance. �f f�asible, the ❑fFending pro�ision sha1� be considered
<br /> madi�ied s❑�hat it be�omes Iegal, valid and enfvrceable. 1�F�he v�fending prv�isifln cannot be sv mvdified, it sha�i
<br /> he considered dele�ed fram this Deed of Trust. Un�ess ��herwise required by law, fihe illegality, invalidi�y, �r
<br /> unenfvrceabi��ty of any pro�ision ❑f�his �3e�d �f Trus�shall nv� aftect the legali�y, �alidi�y ar en�vr�eability of any
<br /> v�her pro�isian o�this �eed ❑�f Trusfi.
<br /> 5uccessors and Assigns. 5ub�ec�t❑ any Iimitat�ons sta�ed �n �his Deed ❑f Trust �n �ransfer of Trus�or's in�eres�t,
<br /> �his ❑eed fl�f Trus� shall be binding upon and inure t❑ �he laene�it v��he pa�ties, �heir successvrs and assigns. I�#
<br /> ownership af the Praper�y becomes �ested in a person �ther than Trustor, L.ender, wi�hvut no�ice �❑Trusfiar, may
<br /> dea�with Trustor`s successors wi�h reference t❑this Deed �f Trus�t and�fihe Indeb�edness by way�❑f��orbearance or
<br /> . �extensian withou�releasing.:Tr-us�or-�rom�he�a.bligativns v�_this Deed❑f Trust or liabili�y under the �ndeb�edness.
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<br /> Time is.of the Essence.��Time is o�the es�sence'in�khe per�ormance�v�:this Deed vf�Trus�: � .
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<br /> ., Waiver .o��Hvmestead Exemp�ivn. Trustar her.eby:refeases�-and waives=all;rights and=�laene�i�s ❑�f the.�homes:�ead
<br /> exemptian.-laws�-o.�the 5�a�e o�Nehraska as��o_all lndeb�edness secured_b.y�his Deed�o�:Trus�:. � � � � �
<br /> DEFtN�TEDNS. Then�olivwing capita�ized i�vords and �erms�shafl ha�e the folloiivirig�meanings when used�in fihis aeed ❑�
<br /> Trus�. L]nless spe�ifi�aily stated ��o �he contrary, alf refierences to doflar amoun�s shall mean amoun�s in��awful money
<br /> of �he United 5ta�es o� America. Wards and te�ms used in �he singular shall�in�lude the plura�, and �he plural shall
<br /> inc[ude the singu�ar, as the context may �-equire. Wards and �erms not otherwise de��ned €n �his Deed of Trus� sha�I
<br /> have the meanings attrihuted to such�erms in the Unifo�m CommerGial Code:
<br /> Bene��ciary. The word "Bene�iciary" means Fi�e Points gankr and i�s suc�essars and assigns.
<br /> Borrow�r. The word "Barrawer" means MATTHEVII J BRENNAN and TEFFANI L�NEMAN BRENNAN aka TEFFAN�
<br /> L. BRENNAN and in�ludes al� ca�signers and cv-makers signing�he Note and a[[the�r suc�essars and assigns.
<br /> Deed v� Trust. The wards "Deed ❑� Trus�" mean �his Deed o� Trus-� amvng Trus�ar, Lender, and Trusfiee, and
<br /> includes wi�hout limita�ion aII assignmen� and securi�y interest pro�isivns rela�ing to fhe Persana� Property and
<br /> Ren�s. �
<br /> Defaul�. The ward "ae�faul�" means the Defaul�set forth in this Deed of Trust in the section titfed "Defaul�".
<br /> Environmental� L��ws.� -The �ivords "En�iro�mental Laws" mean any and�all s�kate; federa� ar�d loca� s�ta�ute,a;
<br /> regula�ions and ordinan�es rela�ing -�❑ the protection �� human health ar �he enviranment, includ�ng without
<br /> limi-�a�ion �he Comprehensi�e En�ironmen�al Response, �ompensafiion, and Liability Act �f `198�, as amended, 42
<br /> U.S.C. Section 9601, e� seq. �"CERCLA"�, �he 5uperfund Amendmen�s and Reauthorizat��n Ac�t❑f �986, Pui�. L.
<br /> No. 99--499 {"SARA"},fihe Hazardous Ma�erials Transpo��tafiivn Act, 49 U.S.C. 5ec�i�n �8�1, e�t seq.,the Resou�-ce
<br /> Conser�ation and Reco�ery Act, 42 IJ.S.�. Sec�ion �9��, e�seq., ❑r o�her applica�le s�ate o��ederai laws, ru�es,
<br /> or regula�ions adapted pursuan��here�o.
<br /> E�ren�of De�aul�. The words "E�ent a�F❑efaul�" mean any o�the e�ents ❑f default se�for�h �n this Deed o�Trust in
<br /> the e�ents of de�aul�section❑f�his ❑eed ❑f Trus�.
<br /> Guaran�y. The word "Guaran�y" means fihe guaran�y from guaran�or, endorser, surety, or accommodation party to
<br /> Lender, including wi�hout iimi�a�ion a guaran�y❑f all vr par�of�he Note.
<br /> Hazardous 5uhstances. The v�ro�ds "Hazardous 5ubstances" mean ma�erials that, because of their quanfiity,
<br /> ��ncentra�ion ar�physical, chem�ica� ar in�Fecfi�aus c�haracteristics, may cause vr pase a present or po�ken�ial hazard
<br /> ' �o h�uman health or th� en�ironment when improper�y�used, �rea�ed,�stared;disposed a�, genera�ed, manu�actu�-ed,
<br /> �ranspar�ed or�therwise handled. The w�rds "Hazardaus Sl.f�35�a1'1CBS" are used in�h�ir�ery broadest`sense and
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