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MIN: 101286400000002751 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 8th day of April, 2015, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security <br />Deed (the "Security Instrument ") of the same date, given by the undersigned (the Borrower ") to secure <br />Borrower's Note to Exchange Bank (the "Lender") of the same date and covering the Property described <br />in the Security Instrument and located at: <br />4034 Northview Dr <br />Grand Island, NEBRASKA 68803 <br />(Property Address) <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in <br />Covenants, Conditions and Restrictions of Record <br />(the "Declaration "). The Property is a part of a planned unit development known as <br />Northview First Subdivision <br />(Name of Planned Unit Development) <br />(the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association ") and the <br />uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />MULTISTATE PUD RIDER - Single Family — <br />Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />IDS, Inc. <br />Page 1 of 3 <br />Borrower(s) Initials <br />201502 <br />Form 31501101 <br />