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160100191 " <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />GENE R. CONLEY <br />CONLEY <br />[Space Below This Line For Acknowledgment] <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />, (Seal) <br />- Borrower <br />, (Seal) <br />- Borrower <br />STATE OF NEBRASKA, `DOUGbIkS County ss: <br />On this 29th day of December, 2000 before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />GENE R. CONLEY & MARLA J. CONLEY, H & W JTWROS <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be h' / er /their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br />My Commission expires: <br />R GE IIUL =MINCER 0 <br />C <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 1/01 Page 13 of 13 <br />Notary Public <br />