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��15��174 <br /> t�} "Lende�" is Home Fe�eral Sa��ngs and L�an Assn of �rand I sl and <br /> Lender is a SaWi ngs and Loar� <br /> �rgar�ize�and ex�s�ing under�he�a�vs�f The St at� of Nebr a s ka . <br /> Lender's address �s ��1 South Locust St Grand I s�and NE G88D1 <br /> Lender is the benefxc�ary under�h�s Securzty �ns�rumen�. <br /> �D} "Trustee" is Arend R Baack, Att�rney <br /> 4 E� "N vte=' means the prorn.�ssory nate signed by Borrower and dated Ap r i�1 Q 3, �D l5 . The Nate <br /> s�ates tha�Borro�ver awes Lender �N E H UN DRE a TN I RTY F I V E THDU SAN❑ AN D 0�I 10� <br /> Do��ars �I1.S. $l35,OOD.0� }p�us xnter�st. Barro�ver has promised�o pay this deb�in r�gular <br /> Per�od�c Paym�nts and��pay the debt in fu�� not�a�er�han May l, 2�3D . <br /> 4 F� "Praperty" means the praperty that is descr�bed below under the head�ng "Transfer of R.�ghts �n�he <br /> Prop er��.►, <br /> �G� "Loan" mean�th�d�bt e��denced by the Note, plus �n��r��t, any prepaym�nt charges and �at�charg�s due <br /> und�r�he Note, and all sums due under�his Security �nstrumen�, plus int��est. <br /> �H� "Rid�*rs" means a�.� Riders��this Se�ur�t�r �nstrum�n�tha�are execu�ed by Borr��er. The fo��owing R�ders <br /> are to he�x�cu�ed by Borrower�c�ieck b�x as app�icable]: <br /> �Ad�us�ab�e Rate R�der ���ndQminium.R�der � Second�ome R�der <br /> [�Balloon Rider � Planned LJnit De���apment Rider � �-4 Fami�y Rider <br /> �VA Rider �B�week�y Payment Rider 0��her�s} �specify� <br /> �I� "Ap�licab�e Law" mea�as a�l control�ing app�icabl�federa�, state ar�d loca� statut�s, regula�ions, ordinances <br /> and administrat�ve rul�s and arder� ��hat have�he effect of�aw} as we�� as a11 applicable�na�, nnn-appealable <br /> judicia�op�niflns. <br /> 4J� "Community Associativn Dues, Fees, and Assessments" means a�� dues, fees, assessments and o�her <br /> charges tha�are imp�sed fln Barr�wer or the Praperty�y a cond�minium ass�ciat�on, homeowners <br /> assoc�ation�r s�milar organization. <br /> 4K� "Electronic Funds Transfer" means any�ransfer of funds, �ther than a transac�xon nr�g�na�ed by check, <br /> draft, or s�milar paper�n�trument, which zs �nztza�ed through an electran�c�errnuna�, t��ephan�c instrument, <br /> camputer, ar magne�ic tape�� as to order, ��struct, or authorize a financial institution��debi�or credit an <br /> a���unt. Such term inc�udes, but�s n�t�im�ted to, poin�-af-sa�e transf�rs, automated teller machine <br /> transactz�ns, transfers ini�iated by t���phone, wire transfers, and aut�mated clearingh�use transfers. <br /> �L3 "Escrvw ttems" mear�s those items�hat are descri�ed in Sect��n 3. <br /> 4M� "N�iscel�anevus P�rv�eeds" means any c�rx�pensat�on, se�t�emen�, a�vard af damages, or proceeds pazd�y <br /> any third par�y �other than insurar�ce proceeds pa�d under the covtrag�s describe� in Section 5} f�r: ��� <br /> damage to, or destructi�n of, �he Property; �ii}condemnat��n�r�th�r taking�f al� �r an�part of�he <br /> Pr�perty; ��iz}�onveyanc�in l�eu�f�andemnation; or�iv}misrepresenta�ions of, or�m�ss�ons as to, �he <br /> �alue andl�r�onditi�n af the Pr� er� . <br /> NEBRASiCA-Single Farnily-�annie MaelFredcfie Mac I�NIFQRM INSTRUMENT �Qrm 3028 11D1 <br /> VMP Q VMP6tNEy��302� <br /> Wotcers Kluwer Fi�a�cial Ser�ices Page 2 af 17 <br />