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1 <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />rn <br />11 <br />c <br />n <br />rn vi <br />DEED OF TRUST <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(Space Above This Line For Recording Data] <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 13 (`� <br />IDS, Inc. Borrower(s) Initials `[ <br />DEFINITIONS <br />• Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 6, 2015, together with all Riders to this <br />document. <br />(B) "Borrower" is Erika M. Perez, a single person. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />under this Security Instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68803. <br />(E) "Note" means the promissory note signed by Borrower and dated April 6, 2015. The Note states that Borrower owes <br />Lender SIXTY-SEVEN THOUSAND FOUR HUNDRED TEN AND NO /100 Dollars (U.S. $67,410.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than April 5, <br />2022. <br />r <br />C? <br />_ '1 <br />P1 <br />4 <br />