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Pr- Rr('nRive 201405902 <br />201502151 <br />Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall <br />amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part <br />of this Security Instrument. [Check applicable box(es)]. <br />Condominium Rider Growing Equity Rider <br />Graduated Payment Rider Planned Unit Development Rider <br />Other [specify] NIFA Addendum <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />My Commission expires: September 27, 2017 <br />GENERAL NOTARY -State of Nebraska <br />i AMY L OTTO <br />My Comm. Exp. Sept. 27, 2017 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - FHA Security Instrument <br />Form 94128 1196 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FHA94128 -MERS 9/11 <br />Miguel A Enriquez-lbarra <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />Page 7 of 7 <br />111■ vC` ft Ott r∎ g 42, Ib ttt4 <br />Hall County ss: <br />On this 16 th day of September, 2014 , before me, the undersigned, a Notary Public <br />duly co missioned and qualified for said county, personally came <br />Miguel nriquez lbarra, a single person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/he /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />Amy L Otto u <br />Loan Origination Company & NMLS Id: Charter West National Bank - 466077 <br />(Seal) <br />- Borrower <br />-Notary Public <br />