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��15��143 <br /> (E} '�VIERS"is Martgage Elec�ronic Registration Systems, Inc. MERS is a separate Garporation that is acting <br /> solely as a nomine�for Lender and Lender's successors and assigns. MERS is the b�neficiary uader this Secur�ty <br /> Instrumeat� MERS is arganized and existing under the laws af I3elaware,�nd has an address and te�ephone num�er <br /> af P.�. Bo��U�6, Fl.�int, MI 485��-242b, tel. �885}�79-MERS. <br /> (F�} '21Tote"xneans the promissory note signed by Bc�arrower and dated NIA.R�x 3 0, 2�15 . <br /> The Nate states t�at Barrower owes Lend�r E I�HTY TH�LTSAND AND D��1�fl <br /> Daliars�[J.S. $ 8�,D 4 0.o D �plus int�rest. <br /> Borrvwer has pramised ta pay this debt in regular Periodic Payments and t� pay the debt in full not later tha.n <br /> APRIL l. 243D . <br /> (G} "Prop�rty"means the prop�rty t�aat is described helflw under the head�ng"Transfer af Righ�s in the Pr�perty." <br /> (H} "Lo�n"means the debt evidenc�d by the Note,p�us interes�,a�y prepayment charges and l�te charges due under <br /> #he Nvte, and a�l sums due under t�his Security Inst�ument, plus interest. <br /> (I} '�tiders"means all Riders to this Security�nstzvment that ar�e�e�uted by Banower. The f�llawing Riders are <br /> to be executed by Barrawer[check bQx as app�icable�: <br /> � Ad�ustable Rat�Rider � Platined Unit De�e�opment Rider <br /> � Ballaon Rider � Biweekly F ayment R.�der <br /> [] 1-4 Family Rider [] Second Home Rider <br /> [] Cond�muuum Rider [] �ther�s} [specify] <br /> [J} "App�r.�hle Law"means all cantralling app�iGa�ie federal,state and lacal statutes,I'�gL1�StiUI]Sy ordinances and <br /> administrati�e rules and arders�that ha�e the�ffect of law}as well as ali applicable fu�a�, non-agp�alable judicial <br /> npinians. <br /> [K} "Cammunity Associat��n Dues, Fees,and A�sessments"means a11 dues,fees,assessments and other charg�s <br /> that are impose�an Borrower ar the Praperty by a condominiurn assvciation, homeawners associatian or similar <br /> arganiza�ian. <br /> (L} '�le�troni�Funds Transfer"means a.ny transfer af funds, other than a transaction originated by check,draft, <br /> or similar paper instrument, which is uutiated through an electronic terminal, telephonic instrument, carnputer, nr <br /> magnet�c tape so as ta order, instruct, or authari�e a f�nan�ial �.nstitutinn to d�b�t or cre�t an account, Such term <br /> i.ncludes, but is not linutec�to, point-�of-sa�e transfers, aut�mated telXer machine transactians, tran�fers i�.itiated by <br /> te�ephonc, wire tran�fers, and automated�learinghause tran.sfers. <br /> [M� '�scrow Items"means thase items that are described in Seetion 3. <br /> �N} '�Viiseell�neous Proceeds"means any com�nsation, settlement, award af dama�es, ar proceeds paid by any <br /> t�urd party�flther�han insurance praceeds paid unde�the co�erages de�cribed�n 5ection S�for: �i}damage tv, or <br /> destruction uf, the Property; �ii}condemna�ian or o�b.er taking of all or any part of the property; (iii}con�eyance in <br /> l�eu nf candemnation; or��v}misrepre�entations af� OI`QIIllS51�IIS a.S tQ� the value andlar condition of the Property. <br /> �[l� "Mortgage Insurs�ace"means ix�surance pra�ecting L�nder against t1�e nonpayment of, or defau�t aa,the Loan. <br /> (P} '�eriadi�P�yment"means the regularly scheduled amou�t due for(i}principal and interest under the Nate, <br /> plus�ii)any amaunts under Section 3 vf this 5ecurity In.strument. <br /> ��} "RESPA"means the Real Esta�e 5ett�ement Proceriures Act�I 2 U.S.C. §2641 et seq.}and its imp�ementing <br /> regulatian, Regulation�(12�.F.R. Part 1�24�, as they might be amended from tune tv ti.me, or any additianal or <br /> successar legis�ation or regulation that go�erns the same subject matter. As used in this Security Instrurnent, <br /> "RESPA"refers to a�l r�quirements and restrictians that are imposed in regard�a a"federally related martgage�oan" <br /> e�en if the Laan does not qualify as a"federal�y related mortga�e loan" under RE SFA. <br /> NEBRASKAr-5ing�e Family—Fannie MaelFreddie Mac LINIFQRM INSTRUMENT�MER�S p,�B��� <br /> Form 3QZ8 11D1 Page 2 vf 15 www.docmagir.com <br /> � � <br /> � I �i <br />