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��15��143 under this 5ecurity Inst�urnent unless Lender agrees to suc�release in writing. The co��nnants and agreements af this� Security Instr�u.ment shall bind(except as provided in 5ection 2�}a.nd benefit the successors and assigns of Lender, 14, Loaa Charges, Lender rnay�harge Barrower fees far ser�ices p�rformed in conne�tian with Barrower's default, for the purpose of protecting Lender's interest in the Property and rights under this 5ecurity Instrument, in�luding, but na�l�ted tfl, attarneys' fees,progerty i_nspectinn and�aluatioa fees. In rega,rd ta any ather fees,the absence af express aut�ority in�his Security In�trument ta charge a specific fee to Barraw�r shall not be construed as a prahibi�i�n on the charging of such fee. Lender may n�t charge fees that are e�pressly prohibited�y t.his 5ecuri�y Ins�rument or by Applicable Law. If the Laan is subject ta a law whi�h sets maximum loan charges,aaad that law i$finally interpreted sa that the interest or other ioan ch�arges collected or to be col�ected in connectian with the L�an exceed the permitted limits, then: �a}any su�h loan charge shall he redu�ed by the amount necessary to reduce the charge to the permitted limit; and[�b}any su.n�s a�ready callected�`rom Borrower wh�ch exceeded permitted limits w�ll be refunded ta�3arrawer. L�nder may choase to make this r��und hy reducing�he principal aw�d under the Note or by ma�ing a da.rect payrnent to Bonawer. If a refund reduces priucipal, the reduction wi�l be treated as a partial prepayment without any prepayment charge�whether or not a prepayment charg�is prav�ded for under the Not�}. Barrawer's acceptance af any such refund made by d.irect payment to Bvrrower will canstitute a wai�er af any ri�;ht of action Borrower might have arising�ut❑f such��ercharge. 15. Natices. All noti�es given by Borrower or L�nder in connection with t�us S�ur�ty Instruament mus#be in writing. Any nutice to Bonaw�r in cannection with thi�Security Ins�rument shal�b�d�emed to ha�e been gi�en to Borrawer when mail�d by first class mail or when actually deli�ered ta Borrvwer's notice address if sent by other means. Notice to any one Borrower sha11 cvnstitute notice ta al�Bortowers unless Applicable Law expr�ssiy requires a�herwise. Tbe notice address shall be the Pr�gerty A�ddress unless Banower has designated a substitute natice address by notice to Lender. Borrower shall promptly no�ify Lender a�f B�rrawer's cha.nge of address. If Lend�r specifie�a pro�edure far reporting Borrower's cha.nge of address,then�rrower shall only report a change�f�ddress thxough that specifi�d procedure. T�iere may be onl.y one designated notice address under this Security In�tr�ument at any one tune. Any n�tice to Lender shall be��en by deli�erin�it or by mailing it by first class mail�a Lender's address st�ted herein unless Lender has desxgr�ated another address by natice to Barrower. Any notice in connection vv�th this Security In.strument shall not be deemed to have�aeen gi�ren to Lender until actually received by Lender. If any notice required by this Secw�ity Instr�unent is also required under Applicable Law, the Applicable Law reyuirem�nt will sa�isfy the corre�pond�ng requiremeat under this S��urity Instrum�nt. 1G. Go��rni.ng L�w; 5e�erahil.ity; Rules of�onstruction. Thuis Se�urity In.stx�u.ment shall be governed by f�deral law and the�aw of the jur�sdiction�n which t�he Property is�acated. All rights and ab�igations contained i.n this Security�n�s�rument are subjec�to any requirements and limitations of Applicable Law. Applicable Lavv might explicit�y or impiicitly allow the parties tv agree by cantract ar it might be silent, but such silence sha.11 nat be construed a�a prohibition against a�greement by cantract. In tbe e�ent#hat any pru�ision or clause of this 5ecurity Instr�u�nnent ar the Nate conflicts with Applicable Law,such�onflict shall not af�'ect�tb.�r provisions of this Security Instrument ar th�Nate which can be gi�en effect without the canfli�ti.ng pro�ision. As used in th�s Security In.s�rument: �a}words of the masculine gender shall mean a.nd includ�carrespanding neuter words ar wards of th�femi�ine gender; �b}word�in the singu�ar sha�l mee�nn and include the plural and�ice �ersa; aud(c}the word"may" gives so�e discretion without any obligation to take a.�y action. 17. B�tr�w�r's�vpy. Borrower sha�l be given one capy af th�Note and of this Security Instrument. 18. Tr�nsfer of the Pr��erty or a Bene�cial Interest in�rrower. As used in this Section 1 S� "�nterest in the Praperty" means any legal or benef cial interest in the Property, in�iud.ing, but not�imited to, those beneficial interest,s transfened in a bond far deed, contract for deed, installment sales cnntract or escrow agreement,the intent of which is the transfer of ti�1e by Barrower at a future date t�a purchaser. �f al�or any paa�of the Prvperty or any iaterest i.n the Property is so�d or transferred(or if Bc�rraw�r is n��a naturai persan and a beneficial ianter�st in Borrower is sald�r transfened)withaut Lender's prior writt�n cansen�, I�ender may requ.ire immetliate payrnent in fu11 af all suxns secured by this Security Ins�rument. Howe�er,this aption shall not be exer�ised by Lender if such exercise is prohibited by A�plicable Law. NEBRaSK�Single Famiiy--Fanni�MaelFre�Clie Mac UNIFDRAA 1N5TRUMENT W MERS �� Fvrm 3D�8 '110'f Page 1� of �5 www.docmagi�.corr� � � �