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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />imothy S Koch <br />(Seal) <br />- Borrower <br />W' '" ' DC % \ 1 +Z - 45 (Seal) <br />Lori A Koch - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust -NE <br />VM P ® <br />Wolters Kluwer Financial Services <br />20150208,V <br />0451501667 <br />4/96 <br />VM P4 R(NE) (1302 ) <br />Page 9 of 10 <br />