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LOAN #: 122782 amount of the note at the time of the declaration of default, and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evi- dencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] ❑ Condominium Rider ❑ Growing Equity Rider ❑ Planned Unit Development Rider ❑ Graduated Payment Rider ❑ Other(s) [specify] BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instru- ment and in any rider(s) executed by Borrower and recorded with it. _..... --te State of NEBRASKA County of HALL TOPHE RMSTRONG AR 1 / ARMSTRONG The foregoing instrument was acknowledged be ore me this APRIL 3, 2015 (date) by CHRISTOPHER M ARMSTRONG AND MARGIE A !R• .TRON ame o •er acknowledged). GENERAL NOTARY - State of Nebraska MARNIE SCHAGER SUNDERMEIER My Comm. Exp. Sept. 8, 2015 Lender: West Gate Bank NMLS ID: 292134 Loan Originator: Denise Spencer NMLS ID: 747296 FHA Nebraska Deed of Trust - 4196 Ellie Mae, Inc. Page 6 of 6 40-3:090/5 201502082 1- 1 - 3- lc (Seal) DATE 1f - 3 -) 3 (Seal) DATE My Commissions Expires NEVFHADE 0814 NEVFHADE 03/31/2015 02:50 PM PST