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<br /> DEED OF TRUST
<br /> �.
<br /> PARTIES: This Deed of Trust is made on February 02, 2000 among, the Grantor, LONNIE E WANEK AND CHRISTINE WANEK, �
<br /> HUSBAND AND WIFE("Borrower"), �
<br /> AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the �
<br /> Beneficiary,HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,a corporation organized and existing under the
<br /> laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender").
<br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br /> which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br /> way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br /> "property").
<br /> PROPERTY ADDRESS:412 SHERIDAN AVE,GRAND ISLAND,Nebraska 68803
<br /> LEGAL DESCRIPTION:
<br /> LOT FORTY FIVE(45)IN WEST HEIGHTS SUBDIVISON,GRAND ISLAND,HALL COUNTY,NEBRASKA.
<br /> Located in Hall County,Nebraska.
<br /> TITLE:Borrower convenants and warrants title to the property,except for
<br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br /> contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br /> Borrower owes to Lender urider this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br /> renewals thereof.
<br /> The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereo£):
<br /> � A PROMISSORY NOTE AND SECURITY AGREEMENT DATED February 02,2000
<br /> � Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br /> contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br /> ❑ Revolving line of credit agreement dated ,with initial annual interest rate of %
<br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br /> the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br /> The above obligation is due and payable on January 28,2005 if not paid earlier.
<br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of$8,294.93, plus
<br /> interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br /> covenants contained in this deed of trust,with interest on such disbursements.
<br /> � Variable Rate:The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br /> � A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br /> made a part hereof.
<br /> RIDERS:ASSIGNMENT OF RENTS
<br /> DESIGNATION OF HOMESTEAD
<br /> Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br /> � been disclaimed;the disclaimer is attached to this deed of trust and made a part hereof.
<br /> SIGNATURES: By signing below,Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br /> 2,and in any riders described above signed by Borrower.
<br /> cT�+�^� �i /IGA�-wF.' �OV��.����N/L�
<br /> LONNIE E WANEK CHRISTINE WANEK
<br /> ACKNOWLEDGMENT: STATE OF NEBRASKA,HALL COUNTY SS: I
<br /> The foregoing instrument was acknowledged before me on February 02,2000
<br /> By LONNIE E WANEK and CHRISTINE WANEK,HUSBAND AND WIFE
<br /> My commission expires: I�•� �� ' � �
<br /> � ��� �(�,Lrl/�� (Notary Public)
<br /> GENERAL NOTARY-Sfate of Nebraska
<br />• IIII SHARON K KLEINT
<br /> . . My Comm.Exp.Dec 3,200�
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