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(or as attached hereto as Exhibit A and made a part hereof) (the "Property ".) <br />r te, <br />-- =a <br />— ca r , <br />C - n <br />9) <br />Return this recorded document to: <br />Exchange Bank <br />1204 Allen Dr <br />Grand Island NE 68803 <br />or, FAX COPY TO: <br />REAL ESTATE RETENTION AGREEMENT <br />For purposes of this Agreement, the following terms shall have the meanings set forth in this document: <br />"FHLBank" shall refer to the Federal Home Loan Bank of Topeka, located at One Security Benefit PI, Suite 100, <br />Topeka, KS 66606. <br />"Member" shall refer to Exchange Bank (FHLBank's Member), located at <br />1204 Allen Dr, Grand Island NE 68803 <br />"Borrower" shall refer to Jorge Fregoso -Tribe and Marcela Garcia - Lopez, husband and wife , located at <br />304 W 10th St, Grand Island NE 68801 <br />For and in consideration of receiving direct funds in this amount seven thousand five hundred Dollars($ 7,500.00) (the <br />"Subsidy ") under the Affordable Housing Program (AHP), which is governed by 12 U.S.0 1430(j), 12 CFR Part <br />1291, and the AHP Implementation Plan (the Rules). The Subsidy is provided to Borrower as a grant, subject to <br />the five -year retention described herein. There is no obligation to repay the Subsidy, except as further described <br />in this Agreement and there is no interest on this grant. <br />This Agreement shall be properly recorded, at Borrower's expense, with respect to: <br />Lot Ten (10), Block Twenty Five (25), Russel Wheeler's Addition to the City of Grand Island, <br />Hall County, Nebraska <br />Revised February 2015 <br />6 <br />rN <br />O <br />01 <br />0 <br />N) <br />O <br />0 <br />co <br />m <br />v <br />-1 -1 <br />33 <br />rn <br />