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��15�199� ired b •RESPA, and�3orro��er shall pay tv Lender�he amount necessaxy to make up the deficiency in requ y accordan�e��ith RESPA, but in no more t�an 12 mon�y paym�nts. n avment in fu11 of all sums secured by this Secunt�'In5trument, Lender sha11 promptly refund�o Upo p � Barrower any Funds held bY Lender. ar es• Vens. Borrower shall pay a11 ta��es, assessmen�s, charges, fines, and imposit�ons attributable to 4. G h g , • �ri ��nt, leaseh�id payments or ground rents on the Property whi�h can attain priority o�er th�s �' . T� ��le exten�thai ihe Pro �rty, if ar�y, an�d�onunuYui.y A�sacia�ian Du�s, Fees, a��ssessments, if�nv ^ P t��ese items are Es�row Items, Borrower shall pa�'the m��t t�1e�na�lYle r p ravi ded i r�Se�t�o n.�. Borrower shall rom tl�dischar�e any lien which has prioriiy oti�er this Securi��Instnunent unless p p } a rees in writin to the payment of the vbligarion secured by the lien in a manner acceptable Borrower. �a} g � �onl• so lon as Borrov�er is performing such agreement; �b)c�ntests the lien�n good faith by, t4 Lender, bu y g r defends a ainst enforcement of the lien in, legal proceeding5 which in Lender's opinion operate tv prevent o g the enforcement of the lien w hile those proceedings are pending,but anly until such proceedings are • pr e seCures from the holder of the lien an agreemen�salisfactory to Lend�r subordin��ing the concluded, ( } urii� Instrur��ent. If Lei�der detenYunes tt�t any pa.rt of�the Ptoperty rs subjeci to a lien wh�.c�� l�en io t�us Sec y 'Y1 rioritv over I�lis SeG��rity�r�st n�me�it, Le�ider may give Borrower a notic:e rdeni i fy i��g the�ieY1. �a��atiax p r 'thin l tl da s of tl�e d�te on which rhat notice is give��, Borroti�er sl�all sat�sf�•t��e lien�r�ake one or more Wx y of the activns set forth above in this Section�. r re uire Bvrr�wer to pay a one-time charge for a real estate ta�verifi�at�on andl�r reparting Lende may q service used by Len�d�r in connection with�his Laan. ert lnsurance. Borrower shall keep the impravements n��v ex�sting 4r hereafter erected 4n the 5. Prop y � ' red a ainst ioss by f�re, hazards included w�thin the term"e�-tended caverage, and any other Propert� �nsu g . - ' � din �ut not�imited ta, earth�ual�es and floods, for which Lender requires lnsurance. Th�s hazards inc u g, ll Ue maintained in the amounts�iricluding deducti�le levels}and for the periods that Lend�r insurance sha. �hat Lender r uires pursuant to the preceding sentence5 can chan�e durin�the term 4f the Lflan. requ�res. � i ura�Ge carrier roviding the insurance shall l�e chos�n by Borrower su�ject to Lender s right to The ns p d i s a r o v e B a r r o�v e r's c h o i c e, �v h i c h ri ght sh�l.l not�e exercise d ur�reasona b ly. L e n d e r m a y re q u l r e Pp Borrfltiver to a�, in conne�t�vn with this Loan, either: �a)a one time charge for flood zone deterrn�natlan, • r � p y ices: nr a one time ch�rge for flood zone deterrnination and eertific.�tion certlficat�on and trdckin�serv . Cb) yl�r whi�:l1 reasarjabl-1Y�rg��i services��id s�abseqixeYlt��1�rges ea�h tlttie retnappl�igs or simllar��iar;ges oc�, y eterminatioi�or ce�tification. Borrower s��all also be respansible far�he pay�nent❑f any fees affect sl�ch d r the Federal Em,er en�y Management Agency in connection w�th th�rev�evr of any�flaod zone impased b� g detenninatian r�sulting from an objection by Borrower. If B�rrvwer fails ta maintain any of the coverages descrit�ed a�o��e, Lender may abtain insurance co�erage, r's o rion and Borrower's exp�nse. Lender is under no obligation to purchase any particular type or at Lende p a f c v�e r a e. T h e r e f o r e, s u c h c o v er a g�sY�ll co�er Len der, but mlg h t or m i g h t n a t p r o t e�t B o r r o w e r, a m o u n� � h a c�r d o r I i a b i l i�y t u�d B�r r o w e r's e.�u i i y i n t h e Pro periy, or the�vr�ienis of ihe Prapeny, agaiI�s t a�ly ri s k, i e r�ater❑r lesser�o�er-ag�t�ian was pr��lot�sly �n efreci Borrower ack��ledges il�at ihe�ost �n�g�1i p rav d g cave� e so obtained�nigl��s�gnificai�tly exceed the cost of�ns�lran�e tl�at Borra�v�r co��ld vf the xnsurance g r . An�amaunts disbursed bv Lender under this Section 5 shall become additional debt of hati e obtained � � this Securi Instrument. These amountis shall�ear intere5t at the l�ote rate from the Borrower secure�i y tY te of disbursernent and sha11 l�e pa��a�le, w ith such interest, upon notice from Lender to Borrower da roquesting pa�'mcnt. 23DD351489 D V6N� Form 3�28 1141 h1EBRRSKR-S�ngle Family-Fanni�M aelFreddie Mac LNIFDRM 1N5TR�1M B�kT VMPfitNE;�13�2] ��P� Page 6 of 17 Wolters I(luwe�Financial 5ervir.�s