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��15�199� �C� "L,ender" is U.S. Bank N.A. Lender is a Natianal Association vr anized and existing under the laws of Z'!�e Uni�ed states Df America • � Lender'S address is 48�1 Frederica Street. nwensbvro� ItY 423D1 Lender is the beneficiary under this Security Instrurn�nt. �� "Trustee" is Mr. �omas Locher � ss is�D�� D�u las St�eet, ��0 The �maha Club,�maha, NE 68�DZ Trustee s ma.ilrng addre � d �3 191��15 . The Note {Ej "N ote" means the promissory nate signed by B�rr�wer and date 1 �ver owes Lender Eighty-One Thvusand Nine Hundred Forty and state s that Bo rro oolloaths ,4� 1us intcres�. Borrowcr has promise�tQ pay this dc��in rc�ular Dollars�U.S. $81,94� )p 41 2�38 . Pcriodic Pavments and to pav thc dc�t�n full not latcr than Apr�l , �� rt ihat is described belor�v under the headixig"Transler�f Rights rn ihe �F� P rope r�y �neans ihe prape y . Pr�periy." �, �• � enced b r th�Note, plus interest, any prepaVment char�es and late char�es due �C} Loan rneans the debt ev d � �m�n 1us interes�. under the Note, and all�ums due under this Securit��Inst t, p �� • r� 's S�curit�Instrumcnt th�t arc cxccu�cd�v Bor�'o�ycr. Thc fvl�owing RidcrS �H� R�de rs mcans all l�dcrs to thi � arc to be e�ecuted by Borrov��er[�heck box as applxcable]: , r • r �`ondor�uruum Rider �Second Hon�e Rider �]Ad�ustable R�te R�de � [�Ballov n R1der � Plan�ied L�nit Deti�elop�nent R�der � �-4 Fa��illy R�der Biweeklv Pay xne nt R ide r ��ther�s} [spec�fy] Q VA R�der � - �• • �� i contrallin a licable federal, state and local s�a�utes, regulations, ardinances tl� Appl�cable Law means a� � pp f 1aw as we11 as al1 applicable final, non-appeala�le and administrati�e n�i�s and 4rders�tha.t ha��e the effect o } judicial opinions. ;+ u�5 F�S and Assessments" means a11 dues, fees, assessrnents and other �,ly Cammun�ty Associatt�n D , � r irri 5ed on Borrower or the Property by a condamirLium association, homeowners char�e s that a e pa associat�an or�imilar or�anizati�n. �� ' means an�transfer of fun�ls, other than a trar�action�rig�nated by che�k, �K� Elec�ron�c Funds Transfer' . ' trum�ent. which is irutiated through an electronic terminal, telephonic instrum�nt, draft, or s�nular paper ins . camputcr, 4r rnagnct�c tapc so as to order, instruct, or autharizc a financial xnstitution to de�it or crcdit an cs but is nat limitcd ta, point-of-salc transfcrs, automat�d tclicr machinc �ccount. Such tcrm includ , init�at�d bv�ele hane, ��ire transfers, and autiomated cleannghouse transfers. transa�t�ons, traias.fers � P L "E�s�row Items" means those items fhat are descrihed in Sect�oz�.3 � } �• • •' means anv co I75at1UIl, 5��erilerit, a��ard�f dama�es, or proceeds paid by �M� M iscellanevus Prviceeds - � r the Govera �s descr�bed xn Se�tion 5}for: (r} an��third part� (other than insurance proceeds pa1d ur�e g •ll or an art of t��e < < ❑ ar de�tn��inn of, the Property; �ii}c:onde��uvri or�ther tak�ng of a y p adTT�ge� , r• •' revance in lieu�f candelr�nation; ar(iv} misrepresentations of, or onussians as to, e Froper�b �r��)com� � r�alue andlo r�onditivn of the Pro ert�. ❑v s N� 23��3�i1489 Form 3428 1141 IV�BRASKA-Single Family-Fann�e MaelFreddie Mac LNIFDRM INSTRtJMB�IT VMPB{N�;�13�2� Page 2 of�i V�I P(�] Woiters Kluwer�inanc+al Services