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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Richard A Berggren <br />(Seal) <br />- Borrower <br />Sarah A Berggren <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendu <br />(Seal) <br />- Borrower <br />l���jj QQn�al ielr acid Si aturis. <br />d E'Fsitkrn <br />20150197 <br />FHA Deed of Trust -NE 4/96 <br />VMP ® VMP4R(NE) (1302) <br />Wolters Kluwer Financial Services Page 9 of 10 <br />