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��15�1945 An.y amaun�s disbursed by Lender und�r this�ec�ion�shal�become additional debt�f�onower secured by this Security�nstrument. These amaunts sh�ll bear in�erest at�h�Note rate from the date of disbursement and shall�e pa�able,with such�nteres�,upon natice from Lender to B�rrower requesting payment. �f this Se�urity�nstrurnent is on a leasehold,�orro�ver shall comply with a11 the pro�isions of the lease. If Barrvwer acquires fee t�tle to the Propert�,the leasehald and the fee title shall not merge unless Lender agrees t�the m�rger in wri�ing. '!�. Mortgage Insurance.If Lender required Mortgage Insurance as a condition of mak�ng the Loan, Borrower shall pay th�premiums required to maintain the Martgage�nsurance in effect. If, for any reasan,the Mortgage Insuran�e coverage required by Lender ceases to be a�ai�able from the mortgage insurer that previously provided such insurance and Borra�ver was required ta make segarately designated payments �oward�he premiums for Mortgage Insurance,Borr�tiver shal�pay the premiums requir�d to obtain coverage substan��ally e�u�valen�to the Mortgage�nsurance previously i�effect,at a cos�substa.ntially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alt�rnate mor�gage insurer se�ected by Lender, If substantially equi�a�ent Mortgage Insurance cov�rage is not available,Borrower shall cont�nue to pay t�Lender�he amount of the�eparately designated paym�nts that�v�re due vvhen the insurance coverage ceased�o be�n effect. Lender wi11 accept,use and retain these payments as a non-refundable lass reserve�n lieu of Mortgage Insurance. Such��ss reserve sha11 b�nc�n-refundable, notwithstand�ng the fact that�he Loan is ultimately paid in full,and Lender shall not be required�o pay Borrower any inter�st or earnings an such lass reserve. Lender can no�ong�r re�uire loss reser�re payments if Martgage Insurance coverage�xn the amount and for the period that Lender r�quires}provided by an insurer se�ected�y Lender again becomes available, is abta.ir�ed,and Lender requires separately designated payments taward�he premiums for Mortgage Insurance. If Lender required Mortgage Insuran�e as a condition of making the Loan and Borrower tivas required ta make separately designated payment�t�ward the prem�ums for Mortgage Insurance,Borrawer shall pay the premiums required ta maintain Mortgage In�urance in effect,or ta provide a non-refundable loss res�rve,until Lender's requirement for Mortgage �nsurance ends��.accordance with any wr�tten agreem�nt be�v�en Barrower and Lender providing for such termina��on or un�il terminatinn is required by Applicable Law,Nothing i�a�h�s Section I4 affects Barrower's obliga�ion ta pay interest at the ra�e pr�v�d�d in the Note. Mortgage insurance reimburses Lender(ar any entity that purchases the N�te)for certain�osses it may incur if Borravver does not repay the Loan a�agreed. Borrower is not a p�rty to the Mortgage Insurance. Mortgage insurers evaluate their total risk an ali such insurance in force fram time to t�me,and may enter into agr�emen�s with other par�ies that share or modify their risk,or reduce�osses. These agreem�n�s are on terms and cond�tions that are satisfactory to the mortgage in.surer and the other patty(or parties}to these agreements. These agreements may require the mortgage insurer ta make payments using any source of funds that the mortga.ge insurer ma�have avai�able(which may inc�u�ie funds�btained from Mortgage Insurance premiums�. As a resul�af these agreements,Lender,an�purchaser of the l�ote,anather insurer,any reinsurer,any ather entity,or any affiliate of any of the foregoing,may r��eive�directly or indirectly}amaun�s that derive from�or might be characterized as}a portion of�orrawer's payments for Martgage Insuran�e, in exchange for sharing or mvdify�n�the mort�a�e insurer's risi�,or reducin.g Iosses. If such agreement pr�vides that an aff�iate af Lender takes a share of�he insurer's risk in exchange for a share of the premiums paid�o the�nsurer,the arrangement is of�en termed"captive re�nsurance."Fur�her: q�33378546G6 4233 281 a917 NEBRASKA��ngle Fami�y-Fannie MaelFr�eddie Mac LINIFC]RM INSTRUMENT W�TH MERS Form 3�28 1t41 VMP� VMP6A(NE}�13�2}AO Wofters Kluwe�-Financial Services Rage 9 of 17