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��15�1945 <br /> �G} �Lender"is�U��k�n Loans �nC. <br /> , <br /> Lender is a ��rp�rat�on <br /> organ�2�d and existing under the lavvs of t�l e �t d t� a f Nf i c h��a n . <br /> L�nder's addr�ss is 1��� �4�}C��►la rd All�, D�t rD�t, M I 48�2�-1��b <br /> ��� "T�ust�e�' is F� rst Amer��a� T�t�e <br /> �E} "MER�" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporatio�that�s acring <br /> sal�ly as a nom�nee for Lender and Lender'� suc�essors and assigns. �VIERS is the ben�fi�iary under�his <br /> Security Inst�ume�t. MERS is organi�ed a�d e��st�ng u�.de�the laws vf T]e�aware, an�h�.s an addres�and <br /> telephone number of P,�. Box��Z�,Flint,MI�85�1-Z02�,te�. (888}�79-1VIERS. <br /> {F� "Not�" mean�the pramissory note sign�d by Borrawer and dated M��'C�1 �Q, 2�1� .The Note <br /> , sta.te s that Borr�wer owes Lender E 1�h ty T h 1"�E' T�1�U S�n� N 1 n�' H U n�r�� <br /> S1 xte�r� and ��l��D <br /> �� Dollar�(U.S. $ ��,��.�.�0 �plus interest. Banrower has promised to pay this debt in regular <br /> Periodic Payments and ta pay the debt in ful�not later than �p r 1� 1, �d�� . <br /> �C} "Property"means the prope�-ty that is described belotiv under the heading"Trans�er of Righ�s in the <br /> Praperty." <br /> �H} "Loan"means th�debt ev�denc�d by the Note, plus int�rest, any prepayment charges and iate charg�s due <br /> under the�ote,and a��surns due under this S�curity�nst�.men�,p�us inteFest. <br /> ��� "Ri�ers*�means aII Riders to this��curity�nstrument that aze executed b�Borrower, The�a��ow�ng R�ders <br /> ar�to b�exe�uted by$orr�vUer�ch�ck box as applicable�; . <br /> ��.djustab�e Rate��der ❑ CQndomin�um Ri��r � Second Home Rider <br /> �Ball�on Rider 0 Planned tJnit Development Rider 0 1-4 Family Rider <br /> �'VA Rid�r �Bisueekly Payment Rid�r �Qther(s} Gspecify] <br /> Le�a� Attach�� <br /> �J� "ApplieableLaw"" means all controlli�.g appli�abl�federal, sta.te and 1oca1 statutes, regulatio�s, <br /> ordinances and adminxstra�ive rules and�rders(that have the effect of la�v}as well as all appl��abl�fin�l, <br /> non-appeaiable judicial opinio�s. <br /> �K} "�ommun�t�Asso�iationDues, Fee�,and As�es�ments"means a1�dues, fees, assessments and ather <br /> e�arges that are���a�sed o�.Borrower vr���Pro�erty b��.condaminium assaciat�on,home�wn�rs <br /> assoc�at�an ar similar�rganization. <br /> �L] "Electronic�undsT�ansfer"means an�transfer df funds, other than a transaGtion originat�d by check, <br /> draft,or simi�ar pager instrument,wh�ch is initiated thr�ugh an elec�ronic term�nal,telephonic instrument, <br /> Gomputer,or�agnetic tape s�as to order, instruct,or authorize a f na�.cxa�institution to deb�t o�'credi�a� <br /> account, Such term includes,but is not limited�o,point-af-saie tran�fers,automated teller machine <br /> transactians,transfers initiated by te�eph�ne,wire transfers,and aut�mated eleari�aghouse transfers. <br /> �M} "Escr�w Items"means those items tha�are descr�bed in Section 3. <br /> NEBR�KA-Sing�e Family-Fannie M�e/�reddie Mac t��i1�ORM ii��TRtJMEi��WITH MERS Fvrm 3�2&�f�7 <br /> VMP� VMP6A[NE}�1342}.U4 <br /> Wofters Kluw�r Financia!Se�vices Page 2 o'F 97 <br /> q�333�854f66 �233 �81 Q�17 <br />