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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />rego <br />STATE OF NEBRASKA, : all County ss: <br />The j egoing instrument was acknowledged before me this NIv day of dijdAela,___, <br />`� , by Gregory L. Houselog and isH <br />fitness my hand and notarial seal at!^Q,rtd in said County, the date aforesaid. <br />My Commission Expires: March 2, 2017 <br />Notary Pu ' Elizabeth A Garduno <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 ' <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />og <br />- Witness <br />Seal <br />- Borrower Cy . thia J Houselog <br />GENERAL NOTARY - State of Nebraska <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />2 01501933 <br />- Witness <br />Seal <br />-Borrower <br />