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SEVERABILITY. If a court of competent jurisdiction determines any term or provision of this Security Instrument is invalid or prohibited by applicable law, that term or provision will be ineffective to the extent required. Any term or provision that has been determined to be invalid or prohibited will be severed from the rest of the Security Instrument without invalidating the remainder of either the affected provision or this Security Instrument. WAIVER OF JURY TRIAL. All parties to this Security Instrument hereby knowingly and voluntarily waive, to the fullest extent permitted by law, any right to trial by jury of any dispute, whether in contract, tort, or otherwise, arising out of, in connection with, related to, or incidental to the relationship established between them in this Security Instrument or any other instrument, document or agreement executed or delivered in connection with this Security Instrument or the Related Documents. ENTIRE AGREEMENT OF THE PARTIES. This agreement, including all agreements referred to or incorporated into this agreement, constitutes the entire agreement between the parties relating to the subject matter of this agreement. This agreement supersedes all prior oral or written agreements, commitments and understandings between the parties relating to the subject matter of this agreement and cannot be changed or terminated orally, and shall be deemed effective as of the date noted above. - By signing this Security Instrument, each Grantor acknowledges that all provisions have been read and understyod. Signed and s d by Grantor(s): Randall L Kowalski Individually STATE OF NEBRASKA COUNTY OF HALL The foregoing instrument was acknowledged by Randall Kowals whereof, I hereunto set my hand and, if applicable, my offs jal sea My commission expires: (Official Seal) 3 Date QBIERAI NOTAIiI- SteteotNeMS JOSEPH E. GRAB My Comm. Exp. December 29, 2017 INDIVIDUAL ACKNOWLEDGMENT ® 2004 -2014 Compliance Systems, Inc. 8066 -EBD2 - 2013L2. 10.1.869 Commercial Real Estate Security Instrument - DL4007 Page 5 of 5 20150188'7 Identification Number n March 26, 2015. In w www.compliancesystems.com Initials if