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��15�1915 <br /> ��. Borrawer Not Re�eased; Fflr�earance By Lender Not a VIlai�er. Ex�ension af�he time for paymen�or <br /> mod��catian of amor�iza�ion af�he sums s�cured��this 5ecuri�y Ins�rumen��ran�ed by Lender�a Borrnwer <br /> or any Successor in�nterest af Borrov�er shall not operate to release the Iiab�i�ty of Borr�wer or an�r <br /> Successors in �n�er�s�of Borrower. Lender shall no��e required�a commence proceedings agains�any <br /> Successor in Interest of Borrou�er or�o refuse ta exten�d��me for payment or atherw�se mod�f� amor�z�ation <br /> of th�sums secured by this Security Instrumen�b� reas�n of any demand mad�by the nr�g�nal Borrower�r <br /> any Successnrs in Int�res�of Borr�wer. Any forbearance by Lender in exercising an� right or remedy <br /> �ncluding, without 1im��a�ion, Lender's accep�ance af�ayments fram third persons, entit�es vr Suc�essors in <br /> Interes�of Borrov�rer ar in am�un�s ��ss than the amaun�then due, sha11 no��e a waiver of or preclude the <br /> �xercise of an�righ�or remedy. <br /> '13. Jo�nt and Se�eral Liability; Co-signers; Successars and Assigns Bound. Barrower covenan�s and <br /> agrees tha�Borrov�er's�bl�ga�ians and��abi�i�y shall be���nt and se�eral. �3awever, an�Borrower v�rha <br /> co--signs�his Secur�ty Instrument�ut does nat execu�e th�No�e�a "cfl�signer"�: (a} �s co-signing this <br /> S�cur�ty �nstrumen�on�y�a mortgage, gran.�and conve� the co-s�gner's xnterest i�the Praper��under the <br /> �erms of�his Se�urity �ns�rum.ent; �b� is no�persona�iy�biigated�o pay the sums secured by�his 5ecur�ty <br /> Ins�rurnent; and (�� agrees�hat Lender and an���her B�rrov�rer can agree to ex�end, modify, farbear or make <br /> any a�comm�datians v�r��h regard�o�he�erms flf this Security �ns�rument or�h�Note w�thau�the co-s��ner's <br /> �onsent. <br /> 5ubjec�ta the pro�isions of Sec�ion �S, any Succ�ssar in�n�eres�af Borrower v�rh� assumes Bo�rrov�rer's <br /> nb�iga�ions under�his Se�urity Ins�rumen��n wr��ing, and is approved b�Lender, sha��ob�a�n a�l�f <br /> BarrovWer's righ�s and b�ne��ts under this Secur�ty Ins�rument. Borr�vv�r shall not he re�ease�.from <br /> Borr�wer's obligations and l�abi�i�y und�r this Secur�ty Ins�rum�nt un�ess Lender agrees ta such re�ease in <br /> v�riting. The covenants and agr�emen�s of th�s Securi�y �ns�rum�n��hali ��nd�excep�as provided�n Sect�on <br /> 24�and bene���he successors and assigns of L.�nder. <br /> �4. Laan Charges. Lender ma�charge Borrower fees �or servi�es performed in connectian w�th Borrow�r's <br /> default, far the purp�s�of protec��n� Lender's in�erest in the Property and rights under this Secur�ty <br /> �nstrument, inciud�ng, bu�not lzm.x�ed ro, at��rneys' fees, property inspection and�valuation fe�s. �n r�gard�� <br /> an���her f�es, the absence of express au�hori�y �n this Securi�y�nstrument to charge a specific fee to <br /> Borrower shali not be cons�rued as a prohibi��on on the charging of such fee. Lender may no�charge fees <br /> that are express��prohib�ted�y�h�s Security Instrumen�or by Applicab�e Law. <br /> �f the Loan is subject�o a law which se�s max�mum Iaan charges, and�hat�aw is �inally in�erpre�ed so�ha� <br /> �h�interes��r��her�oan charges collec�ed or to be col�ected �n connecti�n wi�h�he Loan ex��ed the <br /> permit�ed�imits, then: (a} any such laan charge shal�be reduced by the amount necessary to reduce the <br /> charge to �he permitted 1imi�; and�b} an�r sums already �nllected from Borrov�rer which exceeded p�rmitted <br /> �imi�s wiil be refunded�o Borrower. Lender ma�cho�se to ma.l�e th�s refund�� reducing the principa� owed <br /> under the Nfl�e�r b�xnakin� a dire�t pa�ment to Bflrrower. If a refund reduc�s principal, the reduc�ion v�i�i <br /> be treated as a par�ial prepay�m.en�wi�h�ut any prepaymen�charge�whether or nat a prepaymen�c�iarge i� <br /> provided for under�h�Note}. Borrovver's acceptance��any such re�'und made b��irect paymen�.ta <br /> garrower will cons�itut� a v�ai�er af any right of ac�ion Borrower mi�ht ha�e arising ou�of such o�ercharge. <br /> �5. Not�ces. A��notx��s gi�en by Barrower or Lender in connection vW���a�h�s Security Instrument mus�be in <br /> �nrriting. An�notice ta Borrower in connec��on wi�h this Secur�ty Ins�rumen�shall be deemed ta ha�e�been <br /> g�ven to BorrQwer when mai�ed b� �rs�class mail or vvhen actually del�vered t�gorr�wer's notice address if <br /> sen�by flther means, No�ice to an�one B�rrov�er sha�l cons��tute natice to a�� Borrowers un�ess Appl�cable <br /> Law expressly requires othervvise. The notice addre�s s�a��be the Proper�y Address unle�s Borr�vsr�r�as <br /> N�BRASKA-Sfngte�amily-Far�nie MaelFr�die Mac UNI��RM tNSTR�MENT �orm 3�28 1101 <br /> VMP� VMPfi�N�)(130�y <br /> Wotters Kluwer Financiat Ser�ices Page 1 1 of i 7 <br />