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��15�1SS1 to prevent t�ie enforcement of the Iien while thos�proceedings are pending,but only unt�l such pr��eedings are concluded;or(c}secures from th�hold�r�f the lien an agreement sati�factory to Lend�r su�ordinating the lien to this Security Instrument.If Lender detennines that ar�y part�f the Property is subject to a lie�. v�h��h can attain priarity o�er this Security Instrument,Lender may give Borrov�rer a notice identifying the 1ien.�ithin 1D days of t�e date on vvhich that n�t�ce is given,Barro�ver sha�� satisfy the lien or take one or more of th�action�set forth ahove in this Section 4. Lender may require Borrovver to pay a one�-t�me�harge for a real estate ta.��erificatian andlor reporting service used by Lender in�onnection vvith this Loan. 5. P ro pe rty I n s u ra n ce. Borrower sha11 keep the��nprov�ments nav�ex�sting or herea.fter e rected on the Property insured against lnss by fire,ha.�axds included v�rithin the term "extended coverage,"and any other hazaxds including,but not limited to,earthqual�es and flvods,f�r which Lender requires insuran�e. This insurance sha11 be maintained in the amounts�including deductible le�r�ls}and f�r the periads that Lender requires.�Vhat Lender requires pur�uant to the preceding sentences can chang�during the term of the Loan.The insurance carrier prov�ding the insurance sha11 be chos�n by Barrower subject tn I.�nder's right to disappr�ve B�rrov�er's choice,whi�h ri�ht�hall nvt be exercised unreasonably. Lender may require Borrov�rer to pay, in�onnect�on v�ith this Loan, eithe r: �a}a one time charge for f laod zone determination,certificati�n and tracl�ing services; or�b}a one time charge for flood zone determination ar�d certification services and subsequent�harges each time remap�in�s or similar change�occur v�hi�h reasonably mi�ht affect such d�t�rmination ar certificatiflr�. Borro�rer sha11 also b�responsible for the paym.ent of any fees imposed by the Federal Emergency�anagem�nt Agency in�annection v�ith the review�f any floo��one determination resulting fram an objection by Barro�ver. If Borr�wer fa.ils ta maintain any ofthe covera.ges described above,Lender may obtain insurar�ce co�erage, at L�nder's opt�on and Borrow�r's expense.L�nder is under no abli�ation to purchase any parti�ular type or amount of covera.g�. T�herefare, such covera.ge sha.l.l cover Lender,but might�r mi�ht not�rotect Borrower, Barrower'�equit�in the Property,or the contents of the Praperty,against any ris�,ha�ar�l or liabi�ity and m�ght provide greater or lesser coverage than v�as pre�iously in effect.Borrower acl�nov�ledges that th��ost of the in�uran�e�average so�btained mi�ht signifi�antly exc�ed the cast of insurar�.Ge that Borrower could have obtained. An�a�nounts dis�ursed by Lender under thi�Section 5 sha11 be�ome additiona�debt of Barrower s�cured by this Security Instrument.These amounts shall b�ar interest at the N�te rate from the date of disbursement and shall be�ayab�e,�v�th su�h interest,upon notice from Ler�der to Borrower r�questing paym�nt. A11 insuran�e policies requ�red by I�ender and renewals of such policies sha1l be subject to Lender's right to disappro�e su�h policies,sha.11 include a standard mortgage�lau�e,and sha11 name Lender as mor�gagee ar�dlor as an additionalloss payee.Lender shall have the right to hold the p�licies an�renewal c�rtificat�s. If Lender r�quires,Borro�er shall prompt�y give t� L�nder a11 receipts of paid prem�ums and rene�al notices. If B�rro�ver obtains any farm of insuran�e covera.ge,not o�herv��se required by Lender,for damage to,or destruction of,the Property,su�h policy shall�nc�ude a standard mart�age�lause and shall name Lend�r as mortgagee andlor as an add�tivnall�ss payee. In the event of 1Qss, Borrower sha1l gi�e prompt notice to the insurance�arrier and Lender. Lender may make proof of l�ss if not made promptly by B�rrovver, iJnl�ss Len�.er and Borrov�er atherwi�e a.�ree in v�rriting,any insurar�ce proceeds,v�hether or not the underlying insurance v�as requir�d by Lender, sha11 HCFc-oo��s NEBRASKA-Singfe Family-Fannie MaelFreddie Mac L1NIF�RM INSTRLlMENT Form 302$1101 VMPd� OSI14 Wolters Kluwer Financia!Ser�i�� 2Q'!503154.1.0.289 5-J2fl141 D28Y Ra��6��7 � 979571 0*