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<br />JOSEPH L. VANCE, JR. AND NANCY J. VANCE, HUSBAND AND WIFE
<br />( "Borrower "). The Trustee
<br />is COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK
<br />( "Trustee ") The Beneficiary is FIVE POINTS BANK
<br />which is organized and existing under the laws of NEBRASKA , and whose address is 2009 N DIERS
<br />AVE GRAND ISLAND, NE 68803 ( "Lender "). Borrower owes Lender the principal sum of
<br />SIXTY THOUSAND THREE HUNDRED TWENTY -FIVE AND 00 /100
<br />Dollars (U.S. $ 60,325.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Lender the following described property located in HALL County,
<br />Nebraska:
<br />LOT FIVE (5) AND LOT SIX (6), "WETZEL'S SUBDIVISION ", OF A PART OF THE SOUTHEAST
<br />QUARTER OF THE SOUTHEAST QUARTER (SE1 /4SE1 /4) OF SECTION ELEVEN (11), IN TOWNSHIP
<br />ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA.
<br />which has the address of 305 N. WETZEL, GRAND ISLAND [Street, City],
<br />Nebraska 68801 ( "Property Address ");
<br />[Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by,jurisdiction to constitute a uniform security instrument covering real property.
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 9/90
<br />DocuiNEi Page 1 of Amended 5/91
<br />DOCUINEI.VTX 05/02/2000
<br />When Recorded Mail To:
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<br />LOAN NUMBER: 00110005
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on DECEMBER
<br />13, 2000
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<br />The trustor is
<br />JOSEPH L. VANCE, JR. AND NANCY J. VANCE, HUSBAND AND WIFE
<br />( "Borrower "). The Trustee
<br />is COMMERCIAL FEDERAL BANK, A FEDERAL SAVINGS BANK
<br />( "Trustee ") The Beneficiary is FIVE POINTS BANK
<br />which is organized and existing under the laws of NEBRASKA , and whose address is 2009 N DIERS
<br />AVE GRAND ISLAND, NE 68803 ( "Lender "). Borrower owes Lender the principal sum of
<br />SIXTY THOUSAND THREE HUNDRED TWENTY -FIVE AND 00 /100
<br />Dollars (U.S. $ 60,325.00 ). This debt is evidenced by Borrower's note dated the same date as this
<br />Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />JANUARY 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Lender the following described property located in HALL County,
<br />Nebraska:
<br />LOT FIVE (5) AND LOT SIX (6), "WETZEL'S SUBDIVISION ", OF A PART OF THE SOUTHEAST
<br />QUARTER OF THE SOUTHEAST QUARTER (SE1 /4SE1 /4) OF SECTION ELEVEN (11), IN TOWNSHIP
<br />ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA.
<br />which has the address of 305 N. WETZEL, GRAND ISLAND [Street, City],
<br />Nebraska 68801 ( "Property Address ");
<br />[Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited
<br />variations by,jurisdiction to constitute a uniform security instrument covering real property.
<br />NEBRASKA - Single Family - Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 9/90
<br />DocuiNEi Page 1 of Amended 5/91
<br />DOCUINEI.VTX 05/02/2000
<br />
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